Cuenta de Ahorros Educativos Coverdell
Ahorros libres de impuestos para la educación en cada una de las etapas.
- Abre una Cuenta de Ahorros Educativos Coverdell for Coverdell Education Savings
- Compara Cuentas de Inversión
La educación puede tener un precio elevado. Ahorra para ella abriendo una Cuenta de Ahorros Educativos Coverdell (CESA) libre de impuestos a nombre de un hijo de hasta 18 años*. También conocida como cuenta IRA para la educación, una CESA es una cuenta de ahorro fiduciaria o de custodia que puedes utilizar para pagar gastos de educación cualificados, como matrícula, libros, suministros, equipamiento, tutoría académica y servicios para necesidades especiales. A diferencia de los planes 529, los fondos de las CESA pueden utilizarse para la educación primaria, secundaria o superior. Las CESA también te permiten dirigir tus inversiones frente a un menú de opciones.
- Aporta hasta $ 2,000 al año
- Disfruta de un crecimiento y reintegros libres de impuestos
- Abre un número ilimitado de CESA para un beneficiario designado
- Utiliza los fondos para matrículas, libros, material, equipamiento, tutorías académicas y servicios para necesidades especiales.
Socios: Envíen un mensaje seguro a través de la banca en línea, llámanos o visita una sucursal para abrir tu nueva cuenta.
Ahorra para la educación de tu futuro Trojan
Abre una Cuenta de Ahorros Educativos Coverdell (CESA) libre de impuestos, en línea o en cualquier sucursal.
El APR para todo es genial. También puedes tener una de las mejores cuentas de ahorro que existen.
-Pablo
Cuentas de Cheques
Cajeros automáticos gratuitos. Banca en línea gratis. Las cuentas de cheques de USC Credit Union te ofrecen ventajas y muchas opciones, desde nuestra cuenta básica sin comisiones hasta las cuentas que devengan intereses.
Tarjeta de Débito
¡Sin dinero en efectivo! Tu tarjeta Débito/ATM te permite acceder a los fondos de tu cuenta corriente deslizando rápidamente la tarjeta.
Deposito Directo
¡Recibe tu pago con anticipación! Recibe tu cheque de pago o cualquier pago recurrente depositado electrónicamente en tu cuenta de cheques en línea. Es seguro, fácil de configurar, y un verdadero ahorro de tiempo.
Recursos Educativos
Identity Theft
The Rise of Card Skimming and How to Fight It
Skimming is a persistent and evolving threat, but by being aware and taking preventative measures, we can fight against compromised cards and protect our financial well-being. Read this guide for tips and signs to watch out for.
The Rise of Card Skimming and How to Fight It
Blog Post
Repaying Student Loans: Budget Your Way to Freedom
Managing student loan debt can sometimes feel like an uphill battle. But the truth is, a smart budget, personalized to your income and other expenses, can be your greatest asset in paying off your student loans while maintaining your quality of life. In this guide, we walk you through the steps to create your own budget that works for you and your goals.
Repaying Student Loans: Budget Your Way to Freedom
Fraud Awareness
Recognizing Text Scams
Does this sound familiar? «Did you attempt a payment for $3,000? Reply YES or NO.» If so, you're not alone. Financial institution impersonations are the most common text scams and usually include bogus fraud warnings and transfer alerts. Follow these tips to help you identify potential scams and keep your personal information safe and secure.
Recognizing Text Scams
Students
How to Pick a Good Student Loan Co-Borrower
When delving into the world of private student loans, you may discover that many lenders mention a “co-borrower.” A co-borrower is someone who applies for the loan with you and is equally responsible for ensuring it is repaid. A private student loan will be held in your name as the primary borrower, but the co-borrower’s name and credit will be tied to the loan as well.
How to Pick a Good Student Loan Co-Borrower
News
USC Credit Union y HACLA Conectan a los Residentes de Nickerson Gardens con Educación Financiera
El Housing Authority of the City of Los Angeles (HACLA), en colaboración con USC Credit Union, concluyó con éxito una iniciativa de educación financiera transformadora para residentes de Nickerson Gardens.
USC Credit Union y HACLA Conectan a los Residentes de Nickerson Gardens con Educación Financiera
News
USC Credit Union Board Member Michael Broughton Selected for The Obama Foundation Leaders USA program
On August 1, 2023, the Obama Foundation unveiled Altro Founder/CEO and USC Credit Union board member Michael Broughton’s selection to the inaugural Obama Leaders USA 2023 program.
USC Credit Union Board Member Michael Broughton Selected for The Obama Foundation Leaders USA program
Students
Student Loan Forgiveness Was Blocked by the Supreme Court. What’s Next?
On June 30, the Supreme Court struck down Biden's one-time student loan debt forgiveness plan, which was set to forgive up to $20,000 for 26 million borrowers. So, what's next? Read this blog post to review the latest updates.
Student Loan Forgiveness Was Blocked by the Supreme Court. What’s Next?
Students
Federal Student Loan Payments Resume Soon – What You Need to Know
Most federal student loan payments and interest have been suspended since March 2020. After numerous extensions, student loan interest will resume on September 1, 2023, and payments will resume starting in October.
Federal Student Loan Payments Resume Soon – What You Need to Know
Identity Theft
Don’t Sweat the Scams this Summer
Amidst all the sunshine and fun summer brings, scammers will try to rain on our parade. Stay ahead and shield your accounts with these 5 common summer scams to look out for!
Don’t Sweat the Scams this Summer
Students
The Top 4 Best Ways to Pay for College – How to Fill the Funding Gap
Let’s face it – no one is accepted to college and thinks, “I can’t wait to pay my tuition bill!” College is a big investment, which is why it’s important to know your options, plan ahead, and choose wisely when paying for it. Remember: filling out the Free Application for Federal Student Aid (FAFSA) is the first step to securing any financial aid! Follow the “free, cheap, gap” method to responsibly pay for college, and set yourself for a strong financial future down the road.
The Top 4 Best Ways to Pay for College – How to Fill the Funding Gap
*Las aportaciones no son deducibles de impuestos y están limitadas a $2,000 anuales.