Be on the alert. Stay informed.

You don’t want identity thieves anywhere near your personal information. Neither do we.

We are committed to protecting our members’ information and funds. As we become aware of scams that might affect our members, we will post alerts to our website and notify our members. Please be careful as there are many scams that are occurring both by mail, email, phone and text message. Remember: If it sounds too good to be true, it probably is. Con artists work hard to get their hands on your money and your personal and financial information.

Identity theft is an everyday occurrence affecting millions of Americans and becoming very difficult to guard against. Fraud can happen anytime, anywhere, to anyone. All year round, it is important to be aware of potential scams. We’ve compiled resources to help reduce the risk and protect you, here is a list of potential scams and security breaches along with tips to be safer and smarter.

Member Resources

 

  • Equifax Security Breach – What To Do Next?

     

    As you may have heard, Equifax—one of the three major consumer credit reporting agencies in the United States—has reported a major security breach that may have affected up to 143 million people. While this incident was limited to Equifax and not in any way related to USC Credit Union or your account with us, we want to you provide you with important information and resources in the event you were compromised.[…]

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  • How Can I Minimize the Risk of Identity Theft?

     

    Take steps to avoid being a victim of identity theft by: Signing your credit cards upon receipt. Only carry cards that you need. Do not carry your Social Security card. Never write your PIN or Social Security number on anything you are going to throw away. Shred documents containing your Social Security number.[…]

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  • The Facts on Identity Theft

     

    Identity theft occurs when someone uses your bank account number, Social Security number, credit card, or other personal information for his or her own ends. Months can go by before the theft has been discovered. The Federal Trade Commission (FTC) has listed the following ways that imposters can get your personal information and take over […]

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  • What to do if you become a victim of “Phishing”?

     

    Know what steps to take if you are a victim of “phishing” or any other form of identity theft: File a police report. Get a copy of the report to submit to your creditors and others that may require proof of the crime. Contact the fraud departments of any of the three major credit bureaus […]

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  • “Phishing”: What is it and how do I avoid getting hooked by this identity theft trap?

     

    There is a rapidly growing Internet fraud trap called “phishing.” Phishing (pronounced “fishing”) is a term that refers to fishing for personal information, such as account numbers, passwords, PINs, credit card account or Social Security numbers online. Phishing is quickly becoming one of the most insidious online identity theft scams where fraudulent email messages (spam) are […]

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  • Protecting Yourself at the (Gas) Pump

     

    While much of the focus on increased security for plastic cards has been at point-of-sale terminals and ATMs with their respective EMV liability shifts, vulnerabilities with gas pumps will be a reality until October 2017. In the last few years, gas pumps have been a favorite target for fraudsters to place skimming devices. In fact, more than 260 skimming devices have been detected in the last year at gas pumps […]

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