Congrats New Grad!

We have the tools to help you thrive in the real world—a cash back credit card and a new set of wheels!

  • Low Rate Car Loan

    Graduation is already paying off. Get that reliable ride you’ll need for work. Recent graduates get low rates and no payments for 90 days!* Apply online and use promo code: GRADAUTO18. Get Started
  • FREE Checking + $50 Bonus

    Join today with a free Cardinal checking account and earn a $50 bonus*. Remember to use promo code ALUMNI50 when opening your new account. Get Started
  • Trojan Rewards MasterCard

    Grab the only rewards card that gives you the power to reward yourself with Tommy Trojan in your wallet! With no annual, balance transfer, or foreign transaction fees, the rewards just keep giving! Get Started
  • Refinance Your Student Loans

    Refinance your federal/private student loans into one easy, convenient payment with a lower rate — and take up to 5, 7, 10 or 15 years to repay. The choice is yours. It is time to live #DebtFree. Get Started

*Terms and conditions:

For all offers: Must qualify for USCCU membership; Minimum balance of $1 is required to maintain membership with USCCU.

Auto Loan: *90-day deferred payment option for qualified borrowers. Interest accrues immediately. Membership eligibility requirements and membership fees may apply; please call (877-670-5860) or visit to confirm eligibility. All credit union loan programs, rates, terms and conditions are subject to change without notice. This promotion does not apply to existing USC Credit Union Auto Loans.

$50 Bonus: Requirements for $50 Bonus: Must be a USC recently graduated student (graduated between 1/1/2019 and 12/31/2019). Must open a new checking account product with debit card by 12/31/19; Must sign-up for e-statements; Must make ten (10) electronic bill payments OR ten (10) debit card transactions OR establish direct deposit with a minimum $250 amount within the first sixty (60) days of account opening. Account must be in good standing at the time of award with no negative balances or loan delinquencies. Offer may not be combined with any other promotion and may be canceled at any time without notice. $50 bonus may be considered interest reportable on IRS Form1099-INT.