Student Checking and Savings Accounts

Financial freedom is yours with student checking and student savings designed specifically for you. Take the first step in becoming financially independent, and start saving for your future with easy access to your money anytime, anywhere.

Student Checking and Savings

Banking for Trojans, By Trojans

Managing your money shouldn't be as hard as your homework. Open a Student account that fits you and campus life. Think no monthly service charge, free ATMs, and mobile banking.

Features and Benefits


Free withdrawals at USC Credit Union ATMs and two free withdrawals per month at any ATM.


Two free incoming wire transfers per year**

Monthly Fees

One-time, lifetime membership fee of only $9 and NO monthly service charge*

Transaction Fees

No Foreign Transaction Fees on Debit Card Transactions

ATMs & Branches

Free access to over 30,000 shared ATMs nationwide and over 5,000 shared branches nationwide

Mobile Apps

Use our mobile app to deposit checks, transfer money to your friends and family, pay your bills, and more

Helpful Tips

USC Credit Union Requirements In the U.S:

  • Account Requirements
    • Government-issued ID (Driver License, Passport, etc)
    • USC ID or Acceptance letter (must have USC ID Number on letter)
    • Your U.S. phone number
  • If you have question please email
Yes! Your financial future is in your hands—literally. With mobile banking, you have a USC Credit Union branch in the palm of your hand, so you can take care of business without adding one more “to do” to your list. Deposit checks, pay bills, review account balances and more anywhere, anytime.
Website and apps

Contact Us

Visit one of our branches if you want in-person help or visit us online when you don’t. Connect with us however it’s convenient for you and always remember – we’re here to help.

Disclosure: *Must qualify for USCCU membership and membership fee may apply; please call (877-670-5860) or visit to confirm eligibility. Must be a USC Student and at least 17 years old. Converts to Cardinal Checking 30 days after graduation or change in student status. Must pass Chexsystem. All accounts are subject to approval process. If new membership is closed within the first 90 days, there is a $5 early membership fee. Limit one (1) Student Checking Account per Student ID Number. Student Checking Account is not applicable to organizational or business entities and must be opened as a personal accounts. Accounts are subject to all terms and conditions set forth in the Account Agreement and Truth-In-Savings Disclosure and Student Checking Account Disclosure.
**See Schedule of Fees for subsequent transactions.
+Other institutions may charge a fee.
Federally insured by the NCUA
Customized by USC Credit Union