International Student Accounts

A Credit Union Where You Come First

International Student Accounts

Welcome to USC Credit Union

As a new international student attending USC, we congratulate you on your achievement and welcome you to the Trojan family! At USC Credit Union we have one priority – you. Your goals and biggest dreams are our focus and we’re committed to helping you create a financial plan to achieve them. As a not-for-profit financial cooperative, this will be our focus today, tomorrow and years to come. Why? Because we’re the credit union where Trojans bank and are proud of it.

Products & Services

Checking & Savings

Managing your money shouldn't be as hard as your homework. Open a Student account that fits you and campus life. Think no monthly service charge, free ATMs, and mobile banking.

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Student Credit Card

Kick start your financial future with a credit card exclusively designed for students. Pay no annual fee, enjoy the lowest rates around, and start building your credit all at the same time.

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Collegiate Choice® Loan

Take control of your future. Pick a repayment plan that works for you, receive a discount for making on-time payments and most importantly — turn your dreams into your future.

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Helpful Tips

Important Information Before You Begin:

  • If you experience technical difficulties in trying to access our membership application from another country please try accessing our application using a VPN (virtual private network). USC offers free VPN services to students, which you can access here.

You Will Need:

  • Government-issued ID or International Passport
  • USC ID or Acceptance letter (must have USC ID Number on letter)
  • Your International and US residential address
  • Your International or US telephone number

Step 1: Complete the Membership Application

  • Complete our online membership application.
  • Application Notes:
    • When you arrive on campus please follow University guidelines and complete Trojan Check.
    • For full accessibility (ATM and store purchases) make sure you select savings and checking account.
    • To pick up your ATM/Debit card please visit one of our Branches.
    • The minimum initial deposit to open your account is $10 (there is a $9 one-time membership fee and $1 minimum deposit to your savings account). For more information about how to fund your account with a wire transfer from an international bank, click here.
    • You will receive an email from DocuSign that will contain a password and link to access and sign your Signature Card and Certificate of Foreign Status (W8) Form. Your Signature Card will have your Membership/Savings Account number located in the upper left-hand corner. Please make note or take a screen shot of your Membership/Savings Account number for future reference.

Step 2: Access Account Online

  • Use your Membership/Savings Account number to register for online banking and mobile banking
  • o View your Checking Account Number via online banking or mobile banking

Step 3: Fund Your Account

  • For your safety and security, we strongly recommend sending a wire transfer before you arrive to Los Angeles to avoid traveling with large amounts of cash
  • Please follow our instructions on sending a wire transfer to your USC Credit Union Account
  • You receive two free incoming wire transfers per year!*
  • FX Cards are accepted. We do not charge a fee however your card issuer may charge additional fees.

To receive a wire transfer, make sure your sending banking has these three (3) pieces of information.

  • Wire to Receiving (Intermediary/ Respondent) Bank:
    • SWIFT code: BOFCUS33MPK
      MUFG Union Bank, N.A.
      Monterey Park, CA
  • Credit to Beneficiary Institution:
    • Account: 2761014360
      USC Credit Union
      Los Angeles, CA
  • Final credit to the recipient:
    • Your USCCU account number
    • Your full name
  • Pay USC directly online.
    • Login to your myUSC account.
    • Click "Pay My Bill" from your service dashboard.
    • Click "Make A Payment" in the top menu.
    • Once you get to the checkout, select "Electronic Check."
    • You will be prompted to enter your account number and routing number. Need to find your account number? Find your account number on the signature card provided when you opened your account, or log in to online banking, select your account and click on the Account Details tab.
  • Pay from your account at the branch.
    • Visit a USC Credit Union branch and bring your USC ID.
    • Ask the teller to transfer your payment amount to your tuition.
    • Take your receipt from the teller line to the USC Cashier's Office to finalize the payment.
  • As a new USC student, we recommend you open both a student checking and savings account. A savings account is required to become a member of USC Credit Union, and is an account used for money you’d like to save for the future. Any money you don’t plan on using for your day to day spending should be kept in this account. We recommend a student checking account for every day spending. With this account, you’ll receive a debit card, which you can use to withdraw money from ATM’s and make purchases at stores or online.

Contact Us

Visit one of our branches if you want in-person help or visit us online when you don’t. Connect with us however it’s convenient for you and always remember – we’re here to help.

Disclosure: *Must qualify for USCCU membership and membership fee may apply; please call (877-670-5860) or visit to confirm eligibility. Must be a USC Student and at least 17 years old. Converts to Cardinal Checking 30 days after graduation or change in student status. Must pass Chexsystem. All accounts are subject to approval process. If new membership is closed within the first 90 days, there is a $5 early membership fee. Limit one (1) Student Checking Account per Student ID Number. Student Checking Account is not applicable to organizational or business entities and must be opened as a personal accounts. Accounts are subject to all terms and conditions set forth in the Account Agreement and Truth-In-Savings Disclosure and Student Checking Account Disclosure.
**See Schedule of Fees for subsequent transactions.
+Other institutions may charge a fee.
Federally insured by the NCUA
Customized by USC Credit Union