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Refinance mortgage, lock in today's low rates

Rate As low as 3.50% / 3.605% APR*

Mortgage rates reached a 17-month low last October, and homeowners started thinking about how much they could save by refinancing.

Don't risk rates increasing
Many experts say rates are as low as they’re going to get, and have only one way to go: UP. Are they right? We can’t say. What we CAN say is if you’re thinking about refinancing, your window on great rates may be closing soon.

Get prequalified and lock in today’s great rates. Prequalify online, or call 877.670.5860, Opt 5.


*Annual Percentage Rate (APR). The rate may vary depending on each individual's credit history and underwriting factors. Effective January 7, 2015. Loans are subject to credit approval. California properties only. Membership in USC Credit Union required. Must qualify for USCCU membership, and membership fee may apply; please call 877-670-5860 or visit to confirm eligibility. Rates based on a loan amount of $417,000, purchase transaction, 75% loan to value, minimum 720 credit scores, single family residence, owner occupied residence. Payment example is for illustration purposes only and is based on a 30-year fixed rate loan term, at a rate of 3.50% / 3.605% APR; 359 payments of $1,872.52; 1 payment of $1,871.17. Verification of income, assets, appraised value, hazard and, if applicable, flood insurance will be required. Payments will be higher with property taxes and insurances. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice.

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