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We get you rolling

Low rates on your next car

New and Pre-owned Vehicles (36 month term)
Rates as low as 1.49% APR*
  • Zero down
  • Up to 120% financing** (includes tax, license and mechanical breakdown insurance)
  • No payments for 90 days***
  • Flexible terms for payments that fit your budget
  • Longer terms available at slightly higher rates

When you’re ready to roll, we’re ready with the best auto loans around.
Or if your current car is great, but the payments aren’t, talk to us about refinancing at our lower rates to keep more money in your pocket every month.

Trojan Auto Buying saves two ways
First, our Trojan Auto Buying service saves you the hassle of driving all over town to visit dealerships. Then, their special USCCU pricing saves members an average of up to $3,221 off MSRP!

Apply now

*Annual Percentage Rate (APR) is effective as of 12/28/16, is based on creditworthiness and underwriting factors, and is our best rate. Based on a 36 month term and 80% and 100% financing of retail Kelley Blue Book Value for pre-owned cars and 80% and 100% loan-to-value for new car purchase. Other Loan-to-Value requirements may apply. Proof of income is required at the time of loan funding. Monthly payment per $1,000 for 36 months at 1.49% APR is $28.42. This payment example is for illustration purposes only. Your actual payment may vary. The 1.49% APR includes the 0.25% discount for automatic loan payment. To qualify for this rate discount, an automatic payment must be maintained throughout the life of the loan. Minimum loan amounts include $8,000 for a 60-month term loan and $15,000 for a 72-month term and $25,000 for 84-month term loan. Membership eligibility requirements and membership fees may apply; please call (877-670-5860) or visit to confirm eligibility. All credit union loan programs, rates, terms and conditions are subject to change without notice. This promotion does not apply to existing USC Credit Union Auto Loans.

**Up to 120% financing available based on credit worthiness, model year, and underwriting factors. New: Manufacturer’s Suggested Retail Price (MSRP) and Used: Retail Kelley Blue Book (RKBB), both including tax, license fees and optional products such as Guaranteed Asset Protection (GAP) or Mechanical Repair Coverage (MRC) and is subject to approval. A valid driver’s license and current insurance information are required at time of financing.

***90-day deferred payment option for qualified borrowers. Interest accrues immediately.

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