*Annual Percentage Rate effective 2/1/17 and is subject to change. Your regular variable rate is determined by creditworthiness and payment history, and may vary. The minimum monthly interest charge is $0.50. The 0.00% APR for purchases and balance transfers made during the qualifying transaction period within the first 6 months of account opening. All purchases, net of returns, qualify for the promotional APR. The promotional rate will remain in effect until the end of the 15th billing cycle after account opening, thereafter, the standard rate of 8.65% APR to 15.65% APR for purchases and balance transfers applies. Except for existing USC Credit Union loans, all balance transfers qualify for the promotional APR. Membership eligibility requirements and membership fees may apply; please call 877.670.5860 or visit www.USCCreditUnion.org to confirm eligibility. This promotional rate is available for a limited time, and rates and terms are subject to change without notice. Click here for full disclosure.
**2% Balance Transfer Fee or $10, whichever is greater, applies per transaction during promotional period.