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Great Opportunities for Homebuyers

Prime time for buying a home or refinancing to lower your payment

15-year term

Fixed rate
3.750%
1 point

Annual Percentage Rate
3.982%

Mortgage rates are the lowest they’ve been in decades. See how the average rate* for a 15-year fixed rate mortgage has declined:

Year 
APR**
1992
8.01%
1995
8.80%
2000
7.80%
2005
5.17%

You have a great opportunity to save money on purchases or refinances.

Purchases
With rates so low, you can cut the usual term in half with a 15-year mortgage and still have affordable payments. We have fixed, variable, conforming, jumbo, FHA loans and more.

Not sure you can afford a 15-year mortgage? Plug in your numbers and see — it may be more doable than you think!

Refinances
Slash your payments or shorten your current term. Or refinance your variable-rate mortgage to a fixed rate for payments that never change.

Learn more and apply at our Online Mortgage Center

Or call 213.821.7100 (Option 5) or visit any branch. You’ll get exceptional service from our friendly and experienced real estate staff. They’re committed to seeing that you get the right loan with payments that fit your budget.


* Figures effective as of January of stated year, gathered from freddiemac.com 15-Year Fixed-Rate Mortgage survey.

** Annual Percentage Rate (APR) based on a loan amount up to $417,000 including 1% origination fee. Quoted rates are for owner occupied, single-family residence, 80% loan to value with excellent credit. California properties only. Rate quoted are effective 9/30/10 and are not guaranteed until locked and are subject to change without notice. All loans are subject to credit approval.


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Locations
877.670.5860
www.USCcreditunion.org
 
 
University Park Campus
MC 2280 · King Hall · 2nd Floor
213.821.7151 [fax]
Health Science Campus
SRH · 1969 Zonal Ave · Suite 1018
323.442.3348 [fax]
Flower Street Branch
3720 S. Flower St · Los Angeles, CA 90089
213.821.7151 [fax]
 



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