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What's New
Auto Loan Sale
Until Dec. 31!
Football Season is in
Full Swing
Credit Card Act
Now in Effect
Great Opportunities
for Homebuyers
Special Benefits for
Small Business Loans
USCCU Platinum
Are Credit Union
Members Smarter?
Kids headed back
to school?
Smarter Holiday Shopping
2010 USC Credit Union
Annual Meeting
Holiday Closings

Thursday & Friday
November 25th and 26th

Christmas Eve
Friday, December 24th

New Year's Eve
Friday, December 31st


Are credit union members smarter?

Or are they just luckier, having discovered the value only a credit union can provide?

A national financial columnist wrote that if people are sick of banks and their fees, hidden penalties and lousy interest, relief could be as close as the nearest credit union. *

Why can we do it better than banks?

We’re member-owned. And we treat our member-owners right.

We’re not-for-profit. We don’t operate to make stockholders rich(er) or to pay extravagant executive salaries and bonuses. We direct our profits back to our members via lower loan rates and competitive savings yields. We’re service-oriented. To us, you’re a member, not a profit center.

See for yourself.

It’s simply smarter to do business with us than with a bank.

  USCCU Bank
Type of Loan APR** as low as avg. APR**
New auto loan (48 months) 3.74% 6.17%
Used auto loan 4.59% 6.29%
Credit card (USCCU Platinum MasterCard) 8.15% 14.30%
Personal loan 9.90% 15.74%

(Local bank credit card rates; B of A Visa: 10.99%; Chase Slate: 13.24%; Citi Platinum Select: 11.99%; Wells Fargo Platinum; 10.15% for an average of 11.59%)
(Local bank personal rates; B of A Visa: 10.99%; Chase: 13.24%; Citi:10.49 %; Wells Fargo; 14.61% for an average of 12.33%)

  USCCU Bank
Type of Savings Account APY** avg. APY**
6-month certificate ($1,000 min.) 1.00% 0.88%
Money Market Account 1.00% 0.78%

*Liz Pulliam Weston, MSN Money, 4/9/09.
**Annual Percentage Rates and Yields effective 8/19/10 and subject to change. Data collected from and Actual loan rates received may vary depending on creditworthiness and other factors.

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University Park Campus
MC 2280 · King Hall · 2nd Floor
213.821.7151 [fax]
Health Science Campus
SRH · 1969 Zonal Ave · Suite 1018
323.442.3348 [fax]
Flower Street Branch
3720 S. Flower St · Los Angeles, CA 90089
213.821.7151 [fax]

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