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Mobile bill pay on the go
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Lowest auto loan rates
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Holiday Closings

Thu. and Fri.,
November 24 and 25

Christmas holidays
-Flower Street branch
closed: Mon., December 26
-King Hall and HSC branches
closed: Mon., December 26
through Fri., December 30,

New Year’s Day (observed)
Mon., January 2, 2012

Auto loan rates at all time lows!

  • 100% financing available on new vehicles; 80% on pre-owned
  • Terms to 60 months — new and pre-owned — for manageable payments

It’s a good time to be in the car market; we have never offered our members lower auto loan rates. Plus, manufacturers are trying to stimulate slow sales by bringing back rebates. Just remember not to sacrifice a rebate for “super-low” dealer financing. As you can see below, it’s smarter to take the rebate and finance with us.

Rates as low as 2.49% APR*

  USCCU Dealer financing
Purchase price  $25,000 $25,000
Auto manufacturer rebate $2,500  n/a
APR 2.49% 1.9%
Term  60 months  60 months
Payment  $400   $438
Total cost  $24,000   $26,280
Your savings with USCCU $2,280  

For illustration only; your actual figures may vary. USC Credit Union APR based on $25,000 purchase and 60 month term. Additional 0.25% interest rate reduction for direct deposit or auto pay discount included.

Trojan Auto Buying
It’s not cheating to have someone else do your car search for you — it’s smart! Ask Dave Escobar, our Trojan Auto Buying representative, to find your perfect vehicle, negotiate a great price and arrange for delivery.

Apply today and have your loan before you shop.

*Annual Percentage Rates are based on creditworthiness and include a 0.25% rate discount. Based on 100% financing of MSRP for new cars; 80% financing of retail Kelley Blue Book Value for pre-owned cars. To qualify for this rate discount, direct deposit of your net payroll or retirement check into a deposit account at the Credit Union or an automatic loan payment from your USCCU checking account is required and must be maintained throughout the life of the loan. The 2.49% APR promotional rate cannot be combined with any other offers and does not apply to existing USCCU new or used automobile loans. Loan-to-Value requirements may apply. Proof of income is required at the time of loan funding. Monthly payment per $1,000 for 60 months at 2.49% APR is $17.74. This payment example is for illustration purposes only. Your actual payment may vary. Minimum loan amounts include $8,000 for a 60-month term loan and a minimum loan amount of $25,000 for a 72-month term loan. Membership eligibility requirements and membership fees may apply. This promotional rate is available for a limited time and rates and terms are subject to change without notice.

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University Park Campus
MC 2280 · King Hall · 2nd Floor
213.821.7151 [fax]
Health Science Campus
SRH · 1969 Zonal Ave · Suite 101B
323.442.3348 [fax]
Flower Street Branch
3720 S. Flower St · Los Angeles, CA 90089
213.821.7151 [fax]

Published by USC Credit Union
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