Compare USC Credit Cards

Our credit cards have no annual or foreign transaction fees, making us the smart consumer’s best choice. Check below to see which option is the best for you.

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Great for you if:
Low APR
Rewards
Annual Fee
Balance Transfer Fees*
Foreign Transaction Fee
Over-Limit Fees
Platinum Rewards Mastercard®
Platinum Credit Card
Secured Credit Card
Student Credit Card
In addition to a no-fee, low-rate credit card with exceptional purchase power, you want the perks, too! You want a no-fee, low-rate credit card that gives you exceptional purchase power. You want to build or rebuild your credit history with a security deposit equal to your credit limit. You are a USC student looking to build your credit. A cosigner may help you qualify for a lower rate.
Yes. Rate is variable and determined by your credit and payment history. Yes. Rate is variable and determined by your credit and payment history. Yes. Rate is fixed, so you won’t have to worry about a rising rate environment. Yes. Rate is variable and determined by your credit and payment history.
Cash back, gift cards, USC merchandise, donations to USC scholarships, special events tickets, airfare, travel packages, and more. DOUBLE POINTS on gas and groceries. This card comes with a lower interest rate, but no rewards. This card offers a low fixed rate, but no rewards. This card comes with a lower interest rate, but no rewards.
No No No No
No*
*A 3% fee (min $10) applies to balance transfers during the 0% APR 6-month promotional period. After the promotional period there is no balance transfer fee. 		No*
*A 3% fee (min $10) applies to balance transfers during the 0% APR 6-month promotional period. After the promotional period there is no balance transfer fee. 		No No*
*A 2% fee (min $10) applies to balance transfers during the 0% APR 6-month promotional period. After the promotional period there is no balance transfer fee.
No. You pay no fees when you use your card for purchases while traveling in foreign countries. No. You pay no fees when you use your card for purchases while traveling in foreign countries. No. You pay no fees when you use your card for purchases while traveling in foreign countries. No. You pay no fees when you use your card for purchases while traveling in foreign countries.
You will not be charged a penalty fee if you inadvertently exceed your credit limit. However, you must pay your balance down to your credit limit by your next scheduled payment. You will not be charged a penalty fee if you inadvertently exceed your credit limit. However, you must pay your balance down to your credit limit by your next scheduled payment. You will not be charged a penalty fee if you inadvertently exceed your credit limit. However, you must pay your balance down to your credit limit by your next scheduled payment. You will not be charged a penalty fee if you inadvertently exceed your credit limit. However, you must pay your balance down to your credit limit by your next scheduled payment.
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