< View all Credit Cards options
Great for you if: |
Low APR |
Rewards |
Annual Fee |
Balance Transfer Fees* |
Foreign Transaction Fee |
Over-Limit Fees |
Platinum Rewards Mastercard®
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Platinum Credit Card
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Secured Credit Card
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Student Credit Card
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In addition to a no-fee, low-rate credit card with exceptional purchase power, you want the perks, too! | You want a no-fee, low-rate credit card that gives you exceptional purchase power. | You want to build or rebuild your credit history with a security deposit equal to your credit limit. | You are a USC student looking to build your credit. A cosigner may help you qualify for a lower rate. |
Yes. Rate is variable and determined by your credit and payment history. | Yes. Rate is variable and determined by your credit and payment history. | Yes. Rate is fixed, so you won’t have to worry about a rising rate environment. | Yes. Rate is variable and determined by your credit and payment history. |
Cash back, gift cards, USC merchandise, donations to USC scholarships, special events tickets, airfare, travel packages, and more. DOUBLE POINTS on gas and groceries. | This card comes with a lower interest rate, but no rewards. | This card offers a low fixed rate, but no rewards. | This card comes with a lower interest rate, but no rewards. |
No | No | No | No |
No* *A 3% fee (min $10) applies to balance transfers during the 0% APR 6-month introductory period. After the introductory period there is no balance transfer fee. |
No* *A 3% fee (min $10) applies to balance transfers during the 0% APR 6-month introductory period. After the introductory period there is no balance transfer fee. |
No |
No* *A 2% fee (min $10) applies to balance transfers during the 0% APR 6-month introductory period. After the introductory period there is no balance transfer fee. |
No. You pay no fees when you use your card for purchases while traveling in foreign countries. | No. You pay no fees when you use your card for purchases while traveling in foreign countries. | No. You pay no fees when you use your card for purchases while traveling in foreign countries. | No. You pay no fees when you use your card for purchases while traveling in foreign countries. |
You will not be charged a penalty fee if you inadvertently exceed your credit limit. However, you must pay your balance down to your credit limit by your next scheduled payment. | You will not be charged a penalty fee if you inadvertently exceed your credit limit. However, you must pay your balance down to your credit limit by your next scheduled payment. | You will not be charged a penalty fee if you inadvertently exceed your credit limit. However, you must pay your balance down to your credit limit by your next scheduled payment. | You will not be charged a penalty fee if you inadvertently exceed your credit limit. However, you must pay your balance down to your credit limit by your next scheduled payment. |
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