Compare Savings Accounts

Use the comparison table below to choose the right USC Credit Union savings account for you.

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Great for you if
Deposit & balance requirements
Dividends / Interest
Accessibility
Money Market Savings Account
Value+ High Interest Savings Account
Our Most Popular Option
Open a Savings Account with USC Credit Union
Share Certificates Help You Grow Your Savings
You’re a saver who wants liquidity. You’re an advanced saver. You’re just getting started. This is the account every USCCU member must have. You’re a saver who can allow your money to sit untouched for a period of 3 months to 5 years.
$2,500 minimum initial deposit. $10,000 minimum initial deposit; must maintain at least $10,000 daily balance. $9 membership fee + $1 min initial deposit. Monthly fee waived w/$100 combined daily balance in all accounts, under age 25, USCCU loan, or at least $25 monthly deposit $1,000 for Share Certificate, up to $50,000 for Jumbo Certificate.
A tiered dividend structure rewards higher balances with higher yields. Higher dividends paid than on a regular Money Market account. Dividends paid quarterly. Earns higher dividends than a Value+ Money Market account. Rates established weekly, remain in effect until maturity.
Maximum of 6 withdrawals per month. Overdraft protection is available. Maximum of 6 withdrawals per month. Overdraft protection is available. Maximum of 6 withdrawals per month. Convenient funds access with an ATM card. Upon maturity, you can redirect funds or renew the Certificate for the same term at the prevailing rate. Early withdrawal penalties apply.
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