All USCCU Savings Accounts & Deposit Accounts Include:
When it comes to picking the right credit union savings account, we know you have a lot of choices out there, but only USC Credit Union can give you the reliability, flexibility, and convenient access to your finances that you need. With a range of choices to fit every budget, every home, and every lifestyle, USC Credit Union puts your financial future in your hands—where it belongs. We’re with you every step of the way to guide you as you make important financial decisions. For a full-featured daily financial solution, we also offer checking accounts to help you better manage your spending and finances.
A Regular Share Savings account is the basic savings account required for membership at USC Credit Union, and it opens the door to a wealth of value-added products and services.
You’re free to make deposits and withdrawals anytime and access your account through thousands of ATMs and national shared branches, home banking, USC mobile banking, or by phone. Flexible savings interest rates help you make your money work for you, and convenient online access & branch locations help you get to your money whenever it’s needed.
Keep your profits high and your money accessible with a USC Credit Union Money Market account. You’ll earn higher yields than with regular savings accounts while enjoying the perks of a flexible, profitable savings alternative.
Bolster your savings with higher dividends when you open a Value+ Money Market account. You can open this account with $10,000.
Want to make additional deposits? No problem—they’re allowed any time, and you can even make up to six withdrawals per month, up to three by check. If your balance drops below the minimum, your rate simply reverts to the regular share rate.
From a tidy $1,000 deposit to a hefty $50,000, Share Certificates allow you to lock in our best yields as you see fit–you choose the deposit amount and the terms, ranging from three months to five years.
Take advantage of rising yields by setting up share certificates of different terms—you’ll manage your cash flow and be able to ride the tide of rates when they increase. No monthly service charge, but early withdrawal penalties apply.