All USCCU checking accounts offer:

  • Free Bill Pay
  • Free eStatements
  • 30,000 Fee-Free ATMs
  • 5,000 Shared Branch Locations

As a member of the Trojan financial family, we want to make sure that you start your financial future off on the right foot!

USC Credit Union is here to meet your financial needs with the exceptional service you expect. Our Student Banking Services include the following features and benefits:

Student Banking Services

Student Checking Account
Our Most Popular Option

A simple account that covers all the essentials.

If you’re a USC student, USC Credit Union offers this basic checking account to you FREE while in school. It’s simple to open and simple to keep!

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Savings Account

A basic savings account perfect for students just starting out. We also offer interest-bearing savings accounts if you’ll be keeping a minimum balance of $750.

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Student Loans
Our Most Popular Option

Your financial aid package may not cover the entire cost of your undergraduate or graduate education. Fortunately, as a Trojan Family member, you can fill in the gap with an affordable Collegiate Choice® loan exclusively from USC Credit Union.

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Home Banking

Manage your money wherever you happen to be. Pay bills, check account balances and more with Home Banking from USC Credit Union.

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Free Bill Pay

We make it easy to take care of life’s little details. Send payments online to virtually any person or business, and set up automatic payments to make sure you don’t miss a payment!

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Debit Card

Use your USC Credit Union MasterMoney debit card wherever MasterCard is accepted.


Your USC Credit Union MasterMoney ATM/debit card is accepted at thousands of fee-free ATMs locally, in the United States, and worldwide—30,000 in fact! You can even withdraw cash at 7-Eleven store ATMs, Costco, and Walgreens.

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STUDENT CHECKING ACCOUNT DISCLOSURE: Must qualify for USCCU membership and membership fee may apply; please call (877-670-5860) or visit to confirm eligibility. Must be between 17 and 25 years old. Converts to Cardinal Checking thereafter. Must pass Chexsystem. All accounts are subject to approval process. If new membership is closed within the first 90 days, there is a $5 early membership fee. Limit one (1) Student Checking Account per Student ID Number. Student Checking Account is not applicable to organizational or business entities and must be opened as a personal accounts. Accounts are subject to all terms and conditions set forth in the Account Agreement and Truth-In-Savings Disclosure and Student Checking Account Disclosure.