Members must provide their originating institution with the correct account format in order for their transactions to post automatically and to avoid posting errors.
Listed below are the formats required for automated posting, without creating an exception:
|Description of Format Requirement|
|Savings Accounts||Single Checking Account||Multiple Checking Accounts||Money Market|
|Account Number Only - No Check Digit||Standard Checking Account, the account number with a check digit||Share ID, Five Leading Zeros, Account Number, and Check Digit. If the member has multiple Share Draft/Checking accounts, (Any other type with either ID of i.e.26, 27, 30), attached to one account) the correlating format must be used.||In order to use a Money Market account for ACH transaction, the share code must be draft, which generates a check digit. The Money Market ID, the five leading zeros, the account number, and finally the check digit|
(Use the ID of the Share Account, 26,27,30)
(Use the ID of the Share Account, 15,16,17)