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Pursuing a professional certificate can be expensive for educators striving to further their professional career. The Certificate Program Loan is designed to assist educators who are enrolled at one of the University of Southern California’s Rossier School of Education Professional Development programs.
With a loan for an education certificate, you’ll be able to pay for tuition, books and other expenses with predictable monthly payments and a low fixed rate that won’t change over time.
- Loan amounts up to $10,000
- Rate as low as 5.90% APR1
- Up to 48 months to repay1,2
- Deferred payment options
- Member must be enrolled at USC in an available certification program
- Proof of enrollment in approved program
- USC Credit Union accounts must be in good standing
|Approved Program||School Business Management Certificate Program (SBMCP) Loan||Reading and Literacy Added Authorization Loan||Differentiated Curriculum Loan|
|Description||Provides support for educators who are pursuing a career in leading a business operation in a K-12 school district or charter organization.||Provides support for educators who want to become a literacy expert.||Provides support for teachers who want to obtain their Differentiated Curriculum for Gifted Students Certificate.|
|Max Term (1,2)||36 months||24 months||24 months|
|Max Loan Amount||$7,200||$3,600||$2,000|
|Approved Program||School Leadership Academy (SLAPAC) Loan||AASA-USC Urban Superintendents Academy|
|Description||Designed for educational professionals that are pursuing a career in administration.||Designed for educational professionals aspiring to further their career as a superintendent.|
|Max Term (1,2)||48 months||36 months|
|Max Loan Amount||$10,000||$6,400|
APR = Annual Percentage Rate. All rates and programs are valid as of 10/01/22, subject to change without prior notice, and subject to credit approval. Rates, terms, and conditions may vary based on creditworthiness and qualifications. Maximum loan term based upon amount financed. Membership eligibility requirements and membership fees may apply; please call (877-670-5860) or visit www.USCCreditUnion.org to confirm eligibility.
1Terms and conditions may vary based on creditworthiness, amount financed and program qualifications. Estimated monthly payments per $100: 1) 48-month 5.90% APR loan $2.34; 2) 24-month 5.90% APR loan $4.43. All credit union loan programs, rates, terms and conditions are subject to change without notice.
The School Business Management Certificate Program Loan has an initial 12-month deferment period, followed by an up to 48-month repayment term. Interest will accrue during the 12-month deferment period.
The Reading and Literacy Added Authorization Loan has an initial 10-month deferment period, followed by an up to 24-month repayment term. Interest will accrue during the 10-month deferment period.
The Differentiated Curriculum Loan has an initial 9-month deferment period, followed by an up to 24-month repayment term. Interest will accrue during the 9-month deferment period.
The School Leadership Academy Loan has an initial 15-month deferment period, followed by an up to 48-month repayment term. Interest will accrue during the 15-month deferment period.