Gold Checking

USC Credit Union’s Gold Checking Account is interest-bearing and offers ATM perks.

< View all Checking options

A Gold Checking account is an interest-bearing account ideal for someone who keeps a moderate savings balance.

Gold Checking features include:

  • No minimum balance requirement
  • No direct deposit requirement
  • Unlimited check writing
  • Free Tommy Trojan debit card
  • Dividends (you must maintain a minimum daily balance of $750)

You can open your Gold Checking account with a $750 deposit. And, Gold Checking members are entitled to 5 free transactions at non-USC Credit Union and CO-OP ATMs every month.

All USCCU checking accounts offer:

  • Free Bill Pay
  • Free eStatements
  • Free Home Banking
  • 30,000 Fee-Free ATMs
  • 5,000 Shared Branch Locations
as high as


Share Draft (Checking)

  • APY
  • Gold Checking
    $750 minimum balance to obtain APY
  • Trojan Checking
    $2500 minimum balance to obtain APY

Fees may reduce earnings.

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Insured Security
Keeping your money safe is of utmost importance to us. We protect your deposits with Federal Deposit Insurance. Balances up to $250,000 are insured by the National Credit Union Administration, a U.S. government agency.

Direct Deposit
Have your paycheck or any recurring payments deposited electronically right into your account by using our Direct Deposit feature. It’s safe, simple to set up, and saves you time.