Make your season brighter!

Our Holiday Loan will return in Winter 2020. Until then, please feel free to browse our other Personal Loan options!

It’s the most wonderful time of year which means it’s time to focus on what matters most – celebrating the season by making more memories. Open a USC Credit Union Holiday Loan and enjoy low rates, flexible payments and extra wiggle room in your budget.

Don’t let high interest rates and store cards get you down this holiday season – special holiday financing from USC Credit Union may be just what you need. Whether you need to finance a trip back home for the holidays or you just want to be prepared for all the presents you want to buy, our holiday loans can help take some of the stress out of the season.

Unwrap your low rate

If you find yourself strapped for cash, USC Credit Union’s Holiday Loan may be a better fit for your finances, and a great alternative to higher rate credit or store cards.

  • Rates starting at 5.90% APR*
  • Borrow from $500 to $4,000
  • 12-monthly or 26 bi-weekly payments
  • Option to use USC Payroll Deduction
  • Great alternative to high-rate credit and store cards

Coming in late Fall 2018…

Cant wait? Feel free to browse our selection of personal loans if you are in need of assistance. Thank you!

as low as

Coming Soon

If you are a member, please log in to Online Banking to see if you are already preapproved.
*Annual Percentage Rates (APR) effective 10/23/2019 and may vary depending on each individual’s credit history and underwriting factors. Credit check is required. Quoted rate is our best rate. Subject to credit approval. Must be in good standing with USC Credit Union. Offer expires December 31, 2019. Make no payments until 2020. Monthly payment per $1,000 for 12 months at 5.90% APR is $86.02. This payment example is for illustration purposes only. Your actual payment may vary. Collateral securing other loans with the Credit Union may also secure this loan. Interest accrues immediately after the loan is funded. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. For questions or concerns, please call (877) 670-5860.