Regular Share Savings Account

A basic account with extraordinary potential

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A Regular Share Savings account is the basic account required for membership at USC Credit Union, and it opens the door to a wealth of value-added products and services. You’re free to make deposits and withdrawals anytime and access your account through thousands of ATMs and national shared branches, Online Banking, mobile branch, or by phone.

You can open your Regular Share Savings account with a minimum of $10 (which covers the one-time, $9 membership fee, plus a $1 deposit). Your minimum balance is just $1, and there is no monthly service charge*. Best of all, balances of $25 and greater earn dividends!

All Deposit Accounts Include:

  • Free Bill Pay
  • Free eStatements
  • Free Online Banking
  • 30,000 Fee-Free ATMs
  • 5,000 Shared Branch Locations

*Share Savings Fee:

A $3 fee will be assessed if the following qualification are not met: combined average in all savings, checking, money market, certificate and IRA accounts is less than $100 and no outstanding USCCU loan balances. Fee waived if under age 25 or if deposit of $25 or more is received during the month.

as high as


Regular Share and Club

  • Balance
  • $25-$99.99
  • More than $99

$9 membership fee required plus $1 deposit to open. Fees may reduce earnings. APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date.

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Rates may vary after account is opened and can change without notice.
Your shares are insured to at least $250,000 by the National Credit Union Administration, a U.S. government agency.
Accounts are subject to all terms and conditions set forth in the Account Agreement and Truth-In-Savings Disclosure. See our Schedule of Fees for subsequent transactions.