Come back next year!

Enjoy peace of mind in Summertime.
Uh oh! The 2018 deadline for Summer Fun loans has ended, but get the help you need all-year long with a personal loan!

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Bring on Summer!

Summer can be a lot of fun, but if you find yourself needing a little extra breathing room, we can help! Our Summer Loan gives you the funds you need and the peace of mind to enjoy these special times.

Features and benefits

  • Flexible loan amounts up to $10,000
  • Fixed monthly payments
  • Payback terms up to 48 months—you decide
  • Great credit-builder with on-time payments
As low as rates*
  • 12 months

    4.74% APR*
  • 24 months

    5.14% APR*
  • 36 months

    5.29% APR*
  • 48 months

    5.50% APR*


Start packing your bags!

Getting a loan has never been easier. To get started, simply apply online. Our simple online Summer Fun Loan application is quick and easy. Let summer officially begin!

Take a summer selfie and you could win a $250 Southwest gift card+

Whether you use the funds for trips or purchases, be sure to take a summer selfie and show us what you did with your Summer Loan! Then like our page and tag your photos on Facebook or Instagram with @USCCreditUnion #summerfun for a chance to win a $250 Southwest gift card!

We’re sorry, the deadline to apply for our 2018 Summer Loan has ended. Come back next summer 2019!

In the meantime, we have multiple low-rate personal loan options that we can assist you with. Please call us at (877) 670-5860 or email us if you need any assistance.

*APR (Annual Percentage Rate) is effective as of 06/01/18, is based on creditworthiness and underwriting factors. Proof of income is required at the time of loan funding. Loans for home improvements & renovations are excluded. Representative monthly payment examples per $1,000: $85.52 for 12 months at 4.74% APR and $43.95 for 24 months at 5.14% APR; per $2,000: $60.23 for 36 months at 5.29% APR; per $5,000: $116.34 for 48 months at 5.50% APR. Payment examples are for illustration purposes only. Your actual payment may vary. Minimum loan amounts include $1,000 for up to a 24-month term loan, $2,000 for a 36-month term loan, and $5,000 for a 48-month term loan. Membership eligibility requirements and membership fees may apply; please call (877) 670-5860 or visit to confirm eligibility. This promotional rate is available for a limited time and cannot be used to pay off existing USC Credit Union loans. Offer expires August 31, 2018. Loan must be funded by August 31, 2018. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice.
+CONTEST RULES: NO PURCHASE NECESSARY TO ENTER. Grand prize: Visa gift card. Retail value: $250. Drawing open to current members who are legal U.S. residents 18 years and older. Must post on social media using @USCCREDITUNION #summerfun to be entered to win. The total number of entries received will determine odds of winning. The winners will be selected from all eligible entries received in random drawing held on or by August 31, 2017. This drawing is subject to all applicable federal, state and local laws. No substitution or cash redemption will be made.