- Services
- Membership
-
For Students
- Home
- A Note to Students
- Bank
- BORROW
- Family Bank Account
- International Students
- Resources
- Join USCCU
-
- Bank
- Resources
- Join USCCU
Short-Term Cash Advance Loan
For members who want a small-dollar, short-term loan
without paying huge fees
< View all Personal Loans options
Unexpected expenses and cash emergencies can happen to anyone. But you don’t have to end up trapped in a cycle of debt or pay outrageously high rates and fees to high-rate lenders. Introducing the Trojan Advance Loan, a short-term, cash advance loan that helps with your small dollar cash needs, even if you have less than perfect credit or limited income. Pay the emergency personal loan off in 6 months or you have the option to pay your loan in full or in partial payments earlier.
The Trojan Cash Advance Loan provides you cash when you need it most while helping to build your credit and strengthen your overall financial health.
Benefits:
- Borrow from $100 up to $500, at a fixed rate of 18% APR*
- Take up to 6 months to repay
- Lower rate and fees than traditional payday lenders
- Rebuild your credit with on time payments
*Must be a member of USCCU for at least three (3) months
Free Financial Checkup
We have partnered with GreenPath Financial Wellness to offer free money management and financial education services that put you on a stronger financial path. Get your free Financial Checkup today and get your finances on the right path — the GreenPath®
as low as
18.00%
APR
Compare Us to Other Payday Lenders
The above calculation was based on a $500 loan amount and a 6 month
term.
*Annual Percentage Rate (APR) effective June 4, 2021. Must be a member of USCCU for at least three (3) months prior to submitting a Trojan Advance Loan application. There is a non-refundable $10 application fee at the time of each application. Loan amount of up to $500 with a maximum six (6) month term. Maximum allowable combination of non-current three (3) Trojan Advance Loans or Flexpay Lines of Credit in a rolling 12-month period. Sample monthly payment for $500 with 18.00% APR for 6 months is $87.82. The $50 minimum payment is based on a $284.89 loan amount with six (6)-month term. For illustration purposes only. You will be charged a late fee of the greater of $5.00 or 20% of the finance charge due if your payment is not received within 10 days of its due date. Maintaining a Trojan Advance Loan concurrently with a Flexpay Line of Credit is prohibited. Proof of income and employment verification may be required. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Membership eligibility requirements and membership fees may apply; please call (877-670-5860) or visit www.USCCreditUnion.org to confirm eligibility. Rates and terms are subject to change without notice.
