Personal Resources

USC Credit Union has proudly served the Trojan family since 1973.

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  • Consolidation vs. Refinancing Student Loans

    If you have multiple student loans and would like to make life simpler by managing fewer loans, you may want to consolidate them. Or do you want to refinance them? Like many people, you may be stumped at the difference between consolidating and refinancing, and confused about which option is ultimately best for you. Let’s […]

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  • Get a quote on your Major Mechanical Breakdown Coverage and GAP insurance

    Major Mechanical Breakdown Coverage: Protect yourself from having to pay costly repair bills. Our Major Mechanical Breakdown Coverage Program provides the highest degree of maximum protection, longer time and mileage, along with a multitude of other features. All Parts & Labor agreements are fully insured and backed by an “A” rated insurance company and may […]

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  • Save up to 10% with the Sprint Credit Union Plan

    Being a Credit Union Member gives you access to many exclusive discounts and benefits. It’s just another way we help show our members some love.Program details: Get a 10% discount on select regularly priced Sprint monthly service. Plus, waived activation and upgrade fees (up to $36 savings each). Business members get a 15% discount on […]

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  • How Can I Minimize the Risk of Identity Theft?

    Take steps to avoid being a victim of identity theft by: Sign your credit cards upon receipt. Only carry cards that you need. Do not carry your Social Security card. Never write your PIN or Social Security number on anything you are going to throw away. Shred documents containing your Social Security number. Do not […]

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  • The Facts on Identity Theft

    Identity theft occurs when someone uses your bank account number, Social Security number, credit card, or other personal information for his or her own ends. Months can go by before the theft has been discovered. The Federal Trade Commission (FTC) has listed the following ways that imposters can get your personal information and take over […]

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  • What To Do If You Become a Victim of “Phishing”

    Know what steps to take if you are a victim of “phishing” or any other form of identity theft: File a police report. Get a copy of the report to submit to your creditors and others that may require proof of the crime. Contact the fraud departments of any of the three major credit bureaus […]

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  • “Phishing”: What is it and how do I avoid getting hooked by this identity theft bait?

    There is a rapidly growing Internet fraud called “phishing.” Phishing (pronounced “fishing”) is a term that refers to fishing for personal information, such as account numbers, passwords, PINs, credit card account or Social Security numbers online. Phishing is quickly becoming one of the most insidious online identity theft scams where fraudulent email messages (spam) are […]

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  • Benefits of home buying through USC Credit Union

    Personal assistance Call or e-mail one of our mortgage professionals to answer any of your questions or ask for advice. Quick ServiceWe can approve a qualified applicant’s mortgage in minutes, rather than days or weeks! Free Pre-qualifications We offer free pre-qualifications, so you can shop for your mortgage knowing exactly how much home you can […]

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  • What is a living trust?

    A trust is an arrangement where one person, called a trustee, holds legal title to property for another person, called a beneficiary. A “living trust” is a trust you create while you’re alive. You can be the trustee of your own living trust, keeping full control over all property held in trust. The major advantage […]

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  • What things should I keep in mind when buying an insurance policy?

    Here are a few tips to keep in mind about your life insurance purchase: Take your time. On one hand, don’t put off an important decision that would provide protection for your family. Make sure you fully understand any policy you are considering and that you are comfortable with the company, agent and product. When […]

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