Our vision is to provide our members with superior financial solutions, comprehensive products and an unparalleled service experience. The partnership you have with USC Credit Union extends to Investment and Insurance Services available through our broker dealer CUSO Financial Services, LP.Whether you’re looking for overall financial guidance, assistance with a specific financial goal, or creating […]
Read MoreThere are mortgage options now available that only require a down payment of 5% or less of the purchase price. Mortgages with less than a 20% down payment generally require a private mortgage insurance (PMI) policy to secure the loan.For example, if you pay 10% down on a $100,000 loan, PMI might cost you about […]
Read MoreYou may be able to establish a positive credit history by applying with a qualified co-borrower, such as your parents. If that is not an option, you may apply for a secured loan by using a CD/share certificate or savings account as collateral.
Read MoreWe offer our members Savings, Retirement Planning, Mortgage, Auto Loan, and Personal Finance calculators. They can be found on our credit union calculators page.
Read MoreThe shares in USC Credit Union are insured by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Administration (NCUA). Established by Congress in 1970 to insure member share accounts at federally insured credit unions, the NCUSIF is managed by NCUA under the direction of the three-person NCUA Board. […]
Read MoreAt USC Credit Union our vision is to provide our members superior financial solutions, comprehensive products, financial education seminars, and an unparalleled service experience. We offer a wide selection of financial seminars led by our top financial advisors. These educational seminars cover a wide range of topics that include information about how to purchase your […]
Read MoreLike banks, credit unions accept deposits and make loans—but unlike banks, credit unions are not in business to make a profit. Banks exist to make money for their stockholders, not for their depositors. Credit unions exist solely to serve their member-owners, and benefits are returned in lower loan rates and higher deposit rates.Credit unions are […]
Read MoreCredit Unions are: Not-for-profit. Credit unions are not-for-profit financial cooperatives. We exist to serve our members, not to make a profit. Unlike most other financial institutions, credit unions do not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to our members in the form of lower loan rates, higher interest on […]
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