Personal Resources

USC Credit Union has proudly served the Trojan family since 1973.


Can I get a credit report for free?

Credit reports contain a wealth of information about your credit history. It’s important to review your credit report at least annually to ensure it is accurate and that you have not become a victim of identity fraud. As part of the Fair and Accurate Credit Transactions (FACT) Act, consumers are entitled to receive one free credit report from Experian, TransUnion and Equifax once every 12 months.
The free credit report does not include your credit score.

To request your free credit report under the FACT Act, visit