Personal Resources

USC Credit Union has proudly served the Trojan family since 1973.

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What can I do to improve my credit score?

  • Pay all bills on time — Just one or two late payment(s) can adversely impact your score.
  • Keep balances low on credit cards and other revolving credit products.
  • Apply for and open new credit accounts only as needed.
  • Review your credit report from the three major credit reporting agencies (Equifax, Experian, and TransUnion) and contact them if you believe that your credit report contains inaccuracies.
Go to www.annualcreditreport.com to obtain your free credit report each year.