What can I do to improve my credit score? - USC Credit Union

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Personal Resources

USC Credit Union has proudly served the Trojan family since 1973.

or

What can I do to improve my credit score?

Managing Credit & Debt

Pay all bills on time — Just one or two late payment(s) can adversely impact your score.
Keep balances low on credit cards and other revolving credit products.
Apply for and open new credit accounts only as needed.
Review your credit report from the three major credit reporting agencies (Equifax, Experian, and TransUnion) and contact them if you believe that your credit report contains inaccuracies.

Go to www.annualcreditreport.com to obtain your free credit report each year.

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Personal Loans

as low as

9.49^%

APR
Auto

as low as

5.24^%

APR
Home Equity Line of Credit

as low as

7.65^%

APR
Certificates

as high as

3.30^%

APY
Share Secured Loans

as low as

3.05^%

APR