Personal Resources

USC Credit Union has proudly served the Trojan family since 1973.


What is considered a good credit score?

A credit score (ranging from 300 to 850) is the equivalent to a grade on your credit history report.
Your credit score is used by lenders and credit card companies to determine the likelihood that you will repay your debt on time. The higher your credit score, the lower the assumed risk to lend you money and extend you credit. The general view is that a score of 660+ is considered “prime” or “A” credit. However, to get the most favorable interest rates on a mortgage, some companies require a score of 720 or higher.