Personal Resources

USC Credit Union has proudly served the Trojan family since 1973.

or

Equifax Security Breach – What To Do Next?

As you may have heard, Equifax—one of the three major consumer credit reporting agencies in the United States—has reported a major security breach that may have affected up to 143 million people. While this incident was limited to Equifax and not in any way related to USC Credit Union or your account with us, we want to you provide you with important information and resources in the event you were compromised.

If you haven’t already, we encourage you to visit Equifax’s website to help determine if your data has been exposed. You can also use this direct link to enter your name and other information for an immediate assessment. Whether or not your information was exposed, you can obtain a year of free credit monitoring and other services thru Equifax. The site will give you a date when you can come back to enroll.

What you can do 
We recommend you take additional steps to protect your personal information.

  • Check your latest credit reports – from Equifax, Experian and TransUnion. You can obtain a free report from annualcreditreport.com. Accounts or activity that you don’t recognize could indicate identity theft. Visit IdentityTheft.gov to find out what to do.
  • Keep an eye on bank account and credit card statements – Remember, all credit cards have $0 fraud liability guarantees.
  • If You’re Really Worried, Freeze Your Credit – Freezing your major credit reports will prevent anyone from opening a new account, but it won’t prevent a thief from making charges to your existing accounts. Before you take this step, understand the impact of doing so here Federal Trade Commission’s Credit Freeze FAQ. 
  • If you decide against a credit freeze, consider placing a fraud alert on your files. Visit Federal Trade Commission’s Place a Fraud Alert. 
  • File your tax returns early – Criminals sometimes use stolen social security numbers and other personal information to file fraudulent tax returns and redirect tax refunds to their own accounts. For more information on how to protect yourself, see the Internal Revenue Service’s Taxpayer Guide to Identity Theft.
  • Keep your information up-to-date – Sign up for USCCU eAlerts on our online banking access and make sure to keep your personal information updated in our system.

 

We thank you for your commitment to and the trust you place in USC Credit Union. We look forward to helping you achieve your financial dreams securely both now and in the future.