Personal Resources

USC Credit Union has proudly served the Trojan family since 1973.

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Fraud Prevention Tips

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The FTC reported that Americans lost more than $5.8 billion due to fraud in 2021. With scammers becoming more sophisticated and creative, it’s important to remain vigilant and protect yourself against fraud and identity theft. Member security is a top priority at USC Credit Union, so we’ve compiled a list of common scenarios to look out for.

Digital Payment Fraud & Scams

When using Zelle®, only send money to those you trust and beware of payment scams. If you are asked to send yourself money with Zelle®, don’t click on text message links or call the number that contacted you. In the event someone gains access to your bank account without your permission, immediately report the unauthorized activity to a USC Credit Union member specialist. To learn about other scams and ways to protect yourself, visit zellepay.com/pay-it-safe.

Unauthorized Use of USC Credit Union Letterhead

Scammers on social media can use fraudulent letters claiming to be issued by your financial institution to obtain your bank information. USC Credit Union will never use social media to ask you for sensitive information, such as your account number or social security number. Do not open any suspicious documents or links that are sent to you. When in doubt, ignore the message and contact us.

Card Skimming at Gas Stations & ATMs

Card skimming occurs when someone captures your card information by attaching an electronic device called a card “skimmer” to a gas pump, ATM, or any point-of-sale terminal. Conduct a physical inspection and check for loose card readers, exposed wires, or tape residue. Always shield the keypad as you enter your PIN and stay alert, especially at night.

Employment Offer Scams

Card skimming occurs when someone captures your card information by attaching an electronic device called a card “skimmer” to a gas pump, ATM, or any point-of-sale terminal. Conduct a physical inspection and check for loose card readers, exposed wires, or tape residue. Always shield the keypad as you enter your PIN and stay alert, especially at night.

Remember, if it’s too good to be true, it probably is. Fraud can happen anytime, anywhere. Stay informed of potential scams and tips that will help you bank safer and smarter. Thank you for choosing USC Credit Union.