Personal Resources

USC Credit Union has proudly served the Trojan family since 1973.

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What does a low credit score mean?

If your credit score is below desirable levels, your ability to get loans and credit at favorable rates will be diminished.

Differences of up to 70 points across the three credit bureaus are not uncommon, and are typically the result of different information reported in your reports.

Since each lender may use a different credit bureau, it is important to check your score annually with each of the primary three primary bureaus: Equifax, TransUnion and Experian.