Personal Resources

USC Credit Union has proudly served the Trojan family since 1973.

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What’s important to know about life insurance?

Choosing a life insurance product is an important decision, but it can be complicated. As with any major purchase, it is important that you understand your needs and the options available to you.

The main purpose of life insurance is to provide cash to your family after you die. The money your dependents will receive (the “death benefit”) is an important financial resource: It can help pay the mortgage, run the household, and ensure that your dependents aren’t burdened with debt. The proceeds from a life insurance policy could mean that they won’t have to sell assets to pay outstanding bills or taxes. What’s more, there is no federal income tax on life insurance benefits.