Student Savings

Save strong like the Trojan you are.

Start saving for your future with USC Credit Union’s student savings account. Designed to fit your budget and USC campus life, it’s loaded with benefits you’ll actually use:

  • 24/7 deposits and withdrawals
  • Easy access via ATM, online banking, mobile banking or phone
  • $10 minimum deposit (includes one-time $9 membership fee)
  • No monthly service charge*
  • Earn dividends on balances of $25 or more

Members: Send a secured message through Online Bankingcall us, or visit a branch to open your new account.

Non-Members: Apply for membership to get started.

Regular Share and Club*

Rates accurate as of 6/8/2023
All rates and terms subject to change without notice.

Balance, Dividend Rates, and APY for Regular Share and Club Savings Accounts
BalanceDividend RateAPY
$25-$99.99 0.050%0.05%
More than $99 0.050%0.05%

*$9 membership fee required plus $1 deposit to open. Fees may reduce earnings. APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date.

Save like a Trojan.

Your financial future starts here and now. Open a Student Savings account with just $10 (including one-time $9 membership fee plus $1 deposit to open), online or at any branch.

I haven’t had any bad occurrences with USC Credit Union, and as a student who did not know how to work a savings account before, the credit union gave me great advice on how to choose the best one.


  • Checking Accounts

    Free ATMs. Free Online Banking. USC Credit Union checking accounts give you perks and plenty of choices from our no-fee basic to interest-bearing accounts.

  • In-School Student Loans

    Help with tuition when you need it. USC Credit Union’s unique line of credit loan lets you draw what you need any time – no need to reapply.

  • Student Credit Cards

    Students, this one’s for you. Establish your financial independence. Build a strong credit history. Even get rewarded for everyday purchases.

*$3 monthly fee assessed if combined average in all savings, checking, money market, certificate and IRA accounts falls below $100 and account holder has no outstanding USCCU loan balances. Fee waived if under age 25 or one monthly $25 deposit occurs.