Value+ Money Market

Boost your dividends with higher money market rates.

Keep higher balances safe, liquid and growing faster. Earn higher dividends and add deposits any time, too. Need to make a withdrawal that drops your balance below the minimum? No problem. You’ll still save at the regular share rate.1

Perks include:

  • Grow your money with competitive rates
  • $10,000 minimum initial deposit
  • Add or access your funds with checks, ATMs or transfers

Members: Send a secured message through Online Bankingcall us, or visit a branch to open your new account.

Non-Members: Apply for membership to get started.

Value+ Money Market*

Rates accurate as of 6/9/2023
All rates and terms subject to change without notice.

Balance, Dividend Rate, and APY for Value+ Money Market Accounts
BalanceDividend RateAPY
$0-$9,999.99 0.250%0.25%
$10,000 to $24,9991.490%1.50%
$25,000 to $49,9991.490%1.50%
$50,000 to $99,9991.982%2.00%
$100,000 to $249,9991.982%2.00%
$250,000 to $499,9991.982%2.00%
$500,000 to $999,9992.227%2.25%
$1 million and over2.227%2.25%

*Fees may reduce earnings

Keep your earnings safe, liquid and adding up faster.

Accelerate your savings with a Value+ Money Market account. Open in minutes, online or at any branch.

USC Credit Union has all the banking services that I need. The interest rate on my savings accounts is very competitive.


  • Checking Accounts

    Free ATMs. Free Online Banking. USC Credit Union checking accounts give you perks and plenty of choices from our no-fee basic to interest-bearing accounts.

  • IRAs

    Invest in your future. Make tax-deductible annual contributions with a traditional Individual Retirement Account (IRA). Earn tax-free, compounded growth with a Roth IRA.

  • Family Membership

    Already a member? Extend the benefits of USC Credit Union membership to everyone in your immediate family or household – they’re all invited to become a member owner!

1View our Schedule of Fees for details on Money Market account fees.