Switching to USC Credit Union is easy with our simple Switch Kit. We take the worry out of changing financial institutions and make moving your accounts to USC Credit Union fast, simple, and convenient.
Why? It can take from 30-60 days for other entities to switch direct deposits/automatic payments to your new USCCU account. Make sure to leave a balance in the old account to cover automatic payments you anticipate during the transfer period.
Use the checklist on page two of our switch kit to gather information on all the services you are switching to your USCCU account and keep track of the progress.
Contact your employer/company to see what is required to transfer your direct deposit and ask for the date when the switch will be made.
If you use automatic payments, contact each company to see what is required to transfer these payments; many times, you can complete it online or by phone. If you use online bill payment, cancel this service and all payments at your old account and set up BillPay through USCCU’s online banking. Make sure to use your USCCU credit or debit card for your recurring payments.
Contact your previous financial institution to see what is required to close your account. Most likely they will require something in writing, but they might take your request over the phone. Close the old account only after all outstanding items have cleared, and the switch is complete for all direct deposits, automatic payments, and other services such as online bill pay.
“When I was recruited to USC, I thought being a member of the Trojan Family was nonsense, but have since learned it is very real. I chose USC Credit Union because they attentively care for me as a member of the “Cardinal and Gold” family with their personal and professional service.”-Dan
“I was born and raised a Trojan. I first joined USC Credit Union because of the on-campus convenience, but now as an entrepreneur, I have truly come to appreciate their dependability and sincere attitude. They know me by name and take pride in helping me get things done.”Tim