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  • Understanding Share Insurance

    The shares in USC Credit Union are insured by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Administration (NCUA). Established by Congress in 1970 to insure member share accounts at federally insured credit unions, the NCUSIF is managed by NCUA under the direction of the three-person NCUA Board. […]

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  • Does USC Credit Union provide educational seminars?

    At USC Credit Union our vision is to provide our members superior financial solutions, comprehensive products, financial education seminars, and an unparalleled service experience. We offer a wide selection of financial seminars led by our top financial advisors. These educational seminars cover a wide range of topics that include information about how to purchase your […]

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  • What is the difference between a credit union and a bank?

    Like banks, credit unions accept deposits and make loans—but unlike banks, credit unions are not in business to make a profit. Banks exist to make money for their stockholders, not for their depositors. Credit unions exist solely to serve their member-owners, and benefits are returned in lower loan rates and higher deposit rates.Credit unions are […]

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  • What’s so special about credit unions?

    Credit Unions are: Not-for-profit. Credit unions are not-for-profit financial cooperatives. We exist to serve our members, not to make a profit. Unlike most other financial institutions, credit unions do not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to our members in the form of lower loan rates, higher interest on […]

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