Basic Business Checking Account

This Basic Business Checking Account is a great transaction account for your organization, with access to your funds 24/7 through 28,000+ CO-OP ATM's, home banking, 5,000 national shared branches, or in person in one of our branches.

We also provide a USC Credit Union MasterCard embossed with the name of your organization and any authorized signers to your account - free of charge!

  • Minimum Initial Deposit: $200
  • Monthly Service Charge: $101
1 Service charge will be waived if member maintains a minimum account balance of $2,500 at all times, OR maintains an average daily balance of $5,000 in this account during the calendar month for which the charge would otherwise be assessed. First 100 transactions in or out of the account in a calendar month (deposits, withdrawals, transfers, etc.) are free of charge; there will be a $0.30 charge for every transaction above 100 during a single calendar month.

To apply

Call us at (877) 670-5860
8am - 5pm, Monday - Friday,
visit our Flower Street Branch. For Flower Street branch address, click here.

Insured Security

Keeping your money safe is of utmost importance to us, so we protect your deposits with federal deposit insurance. Balances up to $250,000 are insured through December 31, 2014, by the National Credit Union Administration, a US government agency.

Direct Deposit

Save time by having your paycheck (or any recurring payments) deposited electronically right into your account. It’s safe, fast and easy to set up.

ATM/Shared Branch Locator

SMS address, intersection or ZIP code to 692667 to find nearest surcharge-free ATMs.

Auto Loan APR as Low as

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