Traditional IRA

You may get a tax break while working, as all or part of your annual contribution may be tax deducitble. You'll pay income taxes at retirement, where you'll probably be in a lower tax bracket.

  • Minimum Balance: $100 (Share), $1,000 (Certificate)
  • Monthly Service Charge: None

Apply Now

Call us at (877) 670-5860
8am - 5pm, Monday - Friday,
or visit a USC Credit Union branch.


IRA Rates
APY is accurate as of 04.17.2014  
All rates and terms subject to change without notice  
Type   ($1000 Minimum) APY  
IRA Share Account  0.15%  
12 Month  0.50%  
24 Month  0.70%  
36 Month  0.95%  
48 Month  1.20%  
60 Month  1.45%  
 
For more details please refer to your IRA plan agreement and disclosure.  
IRS penalties may apply for premature withdrawals in addition to an early withdrawal penalty. Please consult your tax professional for more information.  
APY = Annual Percentage Yield. USCCU pays a bonus rate on all certificates over $50,000. Please refer to the USCCU Truth-in-Savings disclosures for complete information on account terms and related conditions. Early withdrawal penalties apply.

Apply Now

Call us at (877) 670-5860
8am - 5pm, Monday - Friday,
or visit a USC Credit Union branch.


ATM/Shared Branch Locator

 
SMS address, intersection or ZIP code to 692667 to find nearest surcharge-free ATMs.


Auto Loan APR as Low as

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