If you're a homeowner, we'll show you how to tap your equity easily and affordably for any purpose.
Second Trust Deeds
A closed-end, fixed-rate equity loan that's ideal when you're borrowing for a specific purpose.
Home Equity Line of Credit (HELOC)
Turn your equity into cash you can use for anything you choose with a Home Equity Line of Credit (HELOC). You only need to apply once; a credit limit will be established for you upon approval. Since you pay interest only on the amount you actually use, a HELOC won't cost you a penny until you need it. It's perfect for an "emergency" fund.
Loan limits range from $10,000 to $250,000 depending on combined loan to value and credit score. Here are some of the features of HELOC:
HELOCs are convenient for funding your intermittent needs, such as
Interest Only or Traditional HELOC
Your interest rate is adjustable to the Wall Street Journal Prime Rate. Interest rates are based on your credit history and combined loan to value(cltv).