Personal Loans

We have a complete selection of unsecured loans for any purpose, including personal loans, lines of credit, computer loans and credit cards. We're committed to providing you with a level of personalized service and attention you won't get at banks or with other lenders, and more frequent "yes" answers. As a member-owned, not-for-profit organization, we return our profit back to you in the form of lower rates.


Deposit-Secured Loans

  • Certificate-Secured Loans
    Borrow using your USC Credit Union Certificate of Deposit (CD) as collateral. Loan repayment begins at your certificate's maturity date.
  • Share-Secured Loans
    Use your funds on deposit at USC Credit Union as collateral for a low-cost loan. The amount you pledge will be frozen, and released as you make payments.
Share-Secured Loans Rates*
Effective 04.10.2014  
All rates and terms subject to change without notice  
Term  APR  
12 Months  3.15%  
24 Months  3.15%  
36 Months  3.15%  
48 Months  3.15%  
60 Months  3.15%  
72 Months  3.15%  
Certificate-Secured Loans Rates*
Effective 04.10.2014  
All rates and terms subject to change without notice  
Term  APR  
3 Months  3.30%  
6 Months  3.40%  
12 Months  3.50%  
24 Months  3.70%  
36 Months  3.95%  
48 Months  4.20%  
60 Months  4.40%  
 


*Representative monthly payment example per $1,000: $85.61 for 12 months at 5.00% APR, $43.87 for 24 months at 5.00% APR, $29.97 for 36 months at 5.00% APR, $23.03 for 48 months at 5.00% APR, $18.87 for 60 months at 5.00% APR, and $16.10 for 72 months at 5.00% APR.

View our Rates or Apply Online.

ATM/Shared Branch Locator

 
SMS address, intersection or ZIP code to 692667 to find nearest surcharge-free ATMs.


Auto Loan APR as Low as

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