Student Account Package

As a student in the 21st century, you have unique needs that demand the best products and services available. USC Credit Union is here to meet those needs with the exceptional service you expect. Our student account package includes the following features and benefits:

Cardinal Checking

A straightforward account perfect for any student. There are no monthly fees* with no direct deposit or minimum balance requirements ever! It also includes:

  • Unlimited free withdrawals at all USC Credit Union on-campus ATMs.
  • Surcharge-free withdrawals at over 28,000 CO-OP Network ATMs and 7-Eleven store ATMs nationwide.
  • Free Home Banking, Online Bill Pay, & Telephone Teller access.
  • Members may also access their accounts and conduct transactions at any of our 3800 shared branch service centers across the U.S.

Savings Account

Give up the triple shot latte or enhanced smoothie and put the money in a savings account at USC Credit Union instead. You'll be surprised at how quickly it adds up.

Home Banking

Get account information and perform transactions online anytime. And balancing your checkbook was never easier by downloading your activity to your money management software.

Free Bill Pay

Send electronic payments online to virtually any person or business. Set up automatic payments to ensure no missed or late payments and save postage, too.

Debit Card

Sure, you can still write checks at restaurants, gas stations or anywhere else, but why would you when you can simply pay with your MasterMoney debit card? Use it anywhere in the world MasterCard debit cards are accepted and save a tree by using less paper!


There is no surcharge when you make withdrawals at over 28,000 CO-OP Network ATMs in all 50 states including 7-Eleven store ATMs—that's 4,000 more free ATMs than the biggest bank in America.

Just for Parents

Trojan Family Account — JOIN TODAY!

The Trojan Family Account is designed specifically with your parents in mind. It features a linked account with your parent's that provide benefits to effectively manage your finances.

Benefits include:

  • Linked to your parent's account, it allows them to instantly transfer funds to you 24 hours a day, online or by phone.
  • Parent account can be any checking, savings, or money market account.
  • Free online ACH (Automated Clearing House) transfers that allow your parents to transfer funds into their USCCU account from any other bank/credit union.

Once you're a member of USC Credit Union, you're a member for life. You may not need a mortgage or a CD right now - but when you do - we're ready when you are.

*$1 monthly inactivity fee if no transactions for three consecutive months.

ATM/Shared Branch Locator

SMS address, intersection or ZIP code to 692667 to find nearest surcharge-free ATMs.

Auto Loan APR as Low as

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