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Cuenta de Cheques
Obtén lo mejor de lo básico con esta cuenta de cheques gratuita.
Disfruta de la facilidad de no tener saldo mínimo y de un depósito inicial bajo con esta cuenta de cheques básica. Llamada así por el rojo brillante de los colores oficiales de la USC, la cuenta de cheques Cardinal es nuestra cuenta de cheques gratuita básica*, con pocos requisitos y muchas prestaciones, entre las que se incluyen:
- Sin saldo mínimo
- 30,000 cajeros automáticos gratuitos y 5,000 sucursales compartidas
- Sin cuota mensual de servicio*
- Formas flexibles de pagar con tarjeta de débito, Zelle® y Billetera Virtual
- Cero de responsabilidad en compras no autorizadas con tu tarjeta de débito
Seguridad Garantizada
Como cooperativa de crédito, mantenemos tus depósitos seguros con la Administración Nacional de Cooperativas de Crédito (NCUA), una agencia federal que asegura saldos de hasta:
$250,000
Sin mínimo. Banca en línea gratuita. Sin cuota mensual de servicio.
¿Básica y con ventajas? Así es. La cuenta de cheques Cardinal cumple todos los requisitos, y además es fácil de abrir por Internet o en cualquier sucursal.
La cuenta de cheques no tiene todas esas tarifas ocultas que tienen los grandes bancos.
Recursos Educativos
Managing Debt
Budgeting: Your Best Partner When In Debt
With the right tools, strategies, and mindset, you can transform budgeting from a chore into a powerful ally against debt.
Budgeting: Your Best Partner When In Debt
Student Loans
Smart Student Loan Repayment Tips for 2024
Navigating student loan repayment can be challenging, but 2024 brings new opportunities to ensure you’re on the right track towards financial freedom!
Smart Student Loan Repayment Tips for 2024
Student Loans
Celebrating the Holidays with Student Debt
The holidays are a time of joy and giving, but for many of us managing student loan repayments, it can also be a season of financial stress. But with a bit of planning, creativity, and focus on what truly matters to you this season, it’s possible to find holiday cheer without breaking the bank.
Celebrating the Holidays with Student Debt
Identity Theft
The Rise of Card Skimming and How to Fight It
Skimming is a persistent and evolving threat, but by being aware and taking preventative measures, we can fight against compromised cards and protect our financial well-being. Read this guide for tips and signs to watch out for.
The Rise of Card Skimming and How to Fight It
Student Loans
Repaying Student Loans: Budget Your Way to Freedom
Managing student loan debt can sometimes feel like an uphill battle. But the truth is, a smart budget, personalized to your income and other expenses, can be your greatest asset in paying off your student loans while maintaining your quality of life. In this guide, we walk you through the steps to create your own budget that works for you and your goals.
Repaying Student Loans: Budget Your Way to Freedom
Fraud Awareness
Recognizing Text Scams
Does this sound familiar? «Did you attempt a payment for $3,000? Reply YES or NO.» If so, you're not alone. Financial institution impersonations are the most common text scams and usually include bogus fraud warnings and transfer alerts. Follow these tips to help you identify potential scams and keep your personal information safe and secure.
Recognizing Text Scams
Students
How to Pick a Good Student Loan Co-Borrower
When delving into the world of private student loans, you may discover that many lenders mention a “co-borrower.” A co-borrower is someone who applies for the loan with you and is equally responsible for ensuring it is repaid. A private student loan will be held in your name as the primary borrower, but the co-borrower’s name and credit will be tied to the loan as well.
How to Pick a Good Student Loan Co-Borrower
News
USC Credit Union y HACLA Conectan a los Residentes de Nickerson Gardens con Educación Financiera
El Housing Authority of the City of Los Angeles (HACLA), en colaboración con USC Credit Union, concluyó con éxito una iniciativa de educación financiera transformadora para residentes de Nickerson Gardens.
USC Credit Union y HACLA Conectan a los Residentes de Nickerson Gardens con Educación Financiera
News
USC Credit Union Board Member Michael Broughton Selected for The Obama Foundation Leaders USA program
On August 1, 2023, the Obama Foundation unveiled Altro Founder/CEO and USC Credit Union board member Michael Broughton’s selection to the inaugural Obama Leaders USA 2023 program.
USC Credit Union Board Member Michael Broughton Selected for The Obama Foundation Leaders USA program
Students
Student Loan Forgiveness Was Blocked by the Supreme Court. What’s Next?
On June 30, the Supreme Court struck down Biden's one-time student loan debt forgiveness plan, which was set to forgive up to $20,000 for 26 million borrowers. So, what's next? Read this blog post to review the latest updates.
Student Loan Forgiveness Was Blocked by the Supreme Court. What’s Next?
*Consulta nuestra Lista de tarifas para obtener detalles sobre cualquier tarifa en la que pueda incurrir.
Se requiere una cuenta corriente o de ahorros de EE. UU. para usar Zelle®. Las transacciones entre consumidores inscritos generalmente ocurren en minutos y generalmente no incurren en tarifas de transacción.
Cuando uses Zelle®, solo envíes dinero a aquellos en quienes confías. Si el destinatario ya está inscrito en Zelle®, no puedes cancelar un pago una vez que se haya enviado. Ni USC Credit Union ni Zelle® ofrecen un programa de protección para pagos autorizados realizados con Zelle®, por ejemplo, si no recibes el artículo que pagó o el artículo no es como se describe o como esperaba. Si se le solicita que se envíe dinero a sí mismo con Zelle® o que brinde tus credenciales de Zelle®, no hagas clic en los enlaces de mensajes de texto ni llame al número que lo contactó. No compartas tu Zelle® ni ninguna otra contraseña con nadie.
Zelle® y las marcas relacionadas con Zelle® son propiedad exclusiva de Early Warning Services, LLC y se utilizan aquí bajo licencia.