Mastercard® Secured (Asegurados)
Construye tu futuro financiero sobre un sólido historial de crédito.
- Solicita Mastercard® Secured (Asegurados) para el Secured Mastercard
- Divulgación Completa para el Secured Mastercard
Construye o reconstruye tu crédito responsablemente con la tarjeta Mastercard® Secured (Asegurados) de USC Credit Union. Haz un depósito inicial igual a tu línea de crédito en una cuenta de ahorros asegurada de USC Credit Union, y estarás en camino a conseguir un puntaje sólido en poco tiempo.
- Sin cargos anuales ni por solicitud
- Sin cargos por transacciones extranjeras
- Límites de crédito de $500 a $5,000
- No se requiere número de Seguro Social (SSN) o ITIN para los estudiantes internacionales de USC para solicitarla1
- ID Theft Protection™ monitoreo de fraude, alertas y asistencia2
- Protección de Zero Liability en compras no autorizadas con tarjeta3
- Global Service para reemplazos de emergencia en cualquier lugar y en cualquier idioma
Protección Peace of Mind. Tu no puedes controlar todo en la vida – pero si puedes ayudar a proteger tus finanzas con la Protección Peace of Mind. Cancela el saldo o los pagos de tu préstamo en caso de desempleo involuntario, incapacidad o fallecimiento. La cobertura es personalizable y voluntaria, y es fácil de solicitar.
Consigue la tarjeta de crédito que a los miembros les encanta.
Tasas asequibles, recompensas, tarjetas de crédito para generar crédito: lo encontrará todo en USC Credit Union.
Tasas de tarjeta de crédito bajas y convenientes para tener Zelle disponible en mi app.
-Pamela
Cuentas de Cheques
Cajeros automáticos gratuitos. Banca en línea gratis. Las cuentas de cheques de USC Credit Union te ofrecen ventajas y muchas opciones, desde nuestra cuenta básica sin comisiones hasta las cuentas que devengan intereses.
Tarjeta de Débito
¡Sin dinero en efectivo! Tu tarjeta Débito/ATM te permite acceder a los fondos de tu cuenta corriente deslizando rápidamente la tarjeta.
Cuenta del Mercado Monetario
Mantén tus ganancias altas y tus activos líquidos. Abre una Cuenta del Mercado Monetario de USC Credit Union con tan sólo $2,500.
Recursos Educativos
News
USC Credit Union Celebrates Success with The RightWay Foundation: Empowering Foster Youth through Financial Literacy
USC Credit Union is proud to announce the successful conclusion of a transformative 10-month financial literacy program in partnership with The RightWay Foundation.
Investments
High-Yield Business Savings Accounts: Consider a Credit Union!
Are you looking to make your business’s savings work harder? High-yield savings accounts (HYSA) and high-yield money market accounts (MMA) can help grow your business savings at a competitive interest rate. It’s just one way to beat inflation while growing your funds for the future.
Credit Unions
Business Accounts at Credit Unions vs. Banks
Choosing the right financial partner for your business isn’t always easy. Many traditional banks come with high fees, rigid rules, and one-size-fits-all services that might not fit your business needs. Business credit unions, like USC Credit Union, shine by offering competitive business bank accounts that often have better terms and more flexibility than traditional banks!
Managing Debt
Budgeting: Your Best Partner When In Debt
With the right tools, strategies, and mindset, you can transform budgeting from a chore into a powerful ally against debt.
Student Loans
Smart Student Loan Repayment Tips for 2024
Navigating student loan repayment can be challenging, but 2024 brings new opportunities to ensure you’re on the right track towards financial freedom!
Student Loans
Celebrating the Holidays with Student Debt
The holidays are a time of joy and giving, but for many of us managing student loan repayments, it can also be a season of financial stress. But with a bit of planning, creativity, and focus on what truly matters to you this season, it’s possible to find holiday cheer without breaking the bank.
Identity Theft
The Rise of Card Skimming and How to Fight It
Skimming is a persistent and evolving threat, but by being aware and taking preventative measures, we can fight against compromised cards and protect our financial well-being. Read this guide for tips and signs to watch out for.
Student Loans
Repaying Student Loans: Budget Your Way to Freedom
Managing student loan debt can sometimes feel like an uphill battle. But the truth is, a smart budget, personalized to your income and other expenses, can be your greatest asset in paying off your student loans while maintaining your quality of life. In this guide, we walk you through the steps to create your own budget that works for you and your goals.
Fraud Awareness
Recognizing Text Scams
Does this sound familiar? «Did you attempt a payment for $3,000? Reply YES or NO.» If so, you're not alone. Financial institution impersonations are the most common text scams and usually include bogus fraud warnings and transfer alerts. Follow these tips to help you identify potential scams and keep your personal information safe and secure.
Students
How to Pick a Good Student Loan Co-Borrower
When delving into the world of private student loans, you may discover that many lenders mention a “co-borrower.” A co-borrower is someone who applies for the loan with you and is equally responsible for ensuring it is repaid. A private student loan will be held in your name as the primary borrower, but the co-borrower’s name and credit will be tied to the loan as well.
1Un cosignatario aumentará tus posibilidades de aprobación.
2Se aplican ciertos términos, condiciones y exclusiones. Los titulares de tarjetas deben registrarse en este servicio. Este servicio es proporcionado por Iris® Powered by Generali. Consulta tu guía de beneficios para obtener más información o llama al 1-800-MASTERCARD.
3Se aplican condiciones y excepciones. Más información sobre Zero Liability
*Consulte la divulgación completa para conocer los términos.