Terms of Service

Acknowledgment and Signatures:

You are verifying – under penalty of perjury – that all statements and information contained in the application are true and correct, that the Taxpayer Identification Number (TIN) is correct and that you are NOT subject to backup withholding because: (a) you are exempt from backup withholding, or (b) you have not been notified by the Internal Revenue Service (IRS) that you are subject to backup withholding as a result of failure to report all interest or dividends, or (c) the IRS has notified you that you are no longer subject to backup withholding. You further certify that you are a U.S. person (including a U.S. Resident Alien), and that you are exempt from FATCA reporting. If you are not a U.S. person or U.S. Resident and do not have a U.S. TIN, you must complete Form W-8BEN and agree to renew the form every 3 years. You understand joint owners and co-workers and each person named as owner may use the account individually. Joint owners have the right of survivorship on the account. You also certify that you have received a copy of the Credit Unionʼs Truth-In-Savings (TIS) Account Disclosure and Agreement or, in the event that the account is applied via mail, that you will notify the Credit Union if a TIS Disclosure and Agreement is not received within ten (10) working days from the date of this application is mailed.

You authorize the Credit Union (CU) to receive and exchange credit, income and employment information and permit the CU to verify this information from whichever sources it deems necessary, and may, now and in the future, provide others with information regarding your credit history, to the extent permitted by law. You understand that if the application is pre-approved for a loan, you are bound by all terms and conditions of the loan agreement and disclosure, which will be given to you upon disbursement of the loan. You agree that all owners of any account requested herein agree to the terms, conditions and covenants of the agreements applicable to each account as set forth in the Disclosure and Agreement. Your acceptance and/or use of any remote access services (such as ATM cards or Phone Assistance Line Services) shall certify your agreement to be bound by the agreements covering such services in the Credit Unionʼs Disclosure and Agreement and Electronic Services Agreement. The Internal Revenue Service does not require your consent to any provision of this document other than the certification required to avoid backup withholding.

Authorization for the Social Security Administration to Disclose Your Social Security Number Verification.

You authorize the Social Security Administration (SSA) to verify and disclose to USC Credit Union, through Glide and/or FIS, their service providers, for the purpose of being added in an account, extending a new membership or credit whether the name, Social Security Number (SSN) and date of birth you have submitted matches information in SSA records. Your consent is for a one-time validation within the next 90 days. You authorize the consent for SSA to disclose your SSN Verification to USC Credit Union, Glide, and/or FIS. You agree that your electronic signature has the same legal meaning, validity, and effect as your handwritten signature.