You are welcome to join our credit union by visiting one of our branches. We require a government-issued ID, such as your driver’s license or passport to open your account.
Requirements to Join
We require an opening deposit of at least $10 to join our credit union ($1 minimum deposit plus a $9 one-time membership fee).
Cardinal Checking accounts require a $25 minimum deposit.
Regular checking accounts require a $50 minimum deposit.
If you choose to apply online and mail us your documents and deposit, please send a check or money order for the proper deposit for the account you wish to open.
Other Documents You’ll Need
All Enrolled Students
Your Social Security Number, if you have one
Copy of your government-issued ID with a valid signature
State-Issued Driver’s License or Identification Card
Passport Booklet (Must include the signature page of Passport Booklet)
Account number from your current financial institution (if you are making your opening deposit electronically). The name on this account must match the name on your new USC Credit Union account.
International Enrolled Students
Your Social Security Number, if you have one
Copy of your government-issued ID with a valid signature
State-Issued Driver’s License or Identification Card
Passport Booklet (Must include the signature page of Passport Booklet)
Account number from your current financial institution (if you are making your opening deposit electronically). The name on this account must match the name on your new USC Credit Union account.
Los Angeles Residents
Your Social Security Number, if you have one
Copy of your government-issued ID with a valid signature
State-Issued Driver’s License or Identification Card
Passport Booklet (Must include the signature page of Passport Booklet)
Proof of Address if applying as a City of Los Angeles Resident (NOT County of Los Angeles) or Orange County Resident. PO Boxes do not qualify as physical addresses.
Lease/Rental Agreement or Mortgage Statement
Utility bill for gas, water, electric or trash
Voter Registration Card
Paycheck stub with a valid address
Account number from your current financial institution (if you are making your opening deposit electronically). The name on this account must match the name on your new USC Credit Union account.
Los Angeles Employment
Your Social Security Number, if you have one
Copy of your government-issued ID with a valid signature
State-Issued Driver’s License or Identification Card
Passport Booklet (Must include the signature page of Passport Booklet)
Paycheck stub (within 30 days of issuance with visible employer’s address)
Letter from employer on the letterhead (within 30 days of issuance with visible employer’s address)
Proof of Address
Fully executed Lease/Rental Agreement
Mortgage Statement
Utility Bill (gas, water, electric)
Voter Registration Card
Account number from your current financial institution (if you are making your opening deposit electronically). The name on this account must match the name on your new USC Credit Union account.
Sponsored by Immediate Family Member
Your Social Security Number, if you have one
Copy of your government-issued ID with a valid signature
State-Issued Driver’s License or Identification Card
Passport Booklet (Must include the signature page of Passport Booklet)
Account number from your current financial institution (if you are making your opening deposit electronically). The name on this account must match the name on your new USC Credit Union account.
If you qualify for membership due to sponsorship by an immediate family member who is also a USC Credit Union member, you also need to fill out and send us a copy of the Sponsor’s Certificate.