Credit Cards
Credit Cards
Upgrade your credit card game at your credit union
Is your wallet stacked in your best interests? Up your game right here at USC Credit Union. You’ll find a full range of choices from Mastercard® to shop and travel with confidence, all at bank-beating interest rates. Great rates – that’s just one of the perks of membership. Make it yours.
USC Credit Union credit card benefits:
- Low variable rates
- Zero Liability Protection against unauthorized purchases*
- No foreign transaction fees
- Global Service for emergency replacement anywhere, in any language
Earn dollar-for-dollar rewards for everyday spending with USC Credit Union’s Platinum Rewards Mastercard®.
- Low variable rates
- No annual fees
APR is accurate as of 12.8.2024
Rate as low as:
14.65%
An essential credit card that offers some of the lowest rates around and unrivaled benefits too.
- Low variable rates
- No annual fees
APR is accurate as of 12.8.2024
Rate as low as:
12.65%
Looking for credit cards to build credit? Build or rebuild your credit responsibly with USC Credit Union’s Secured Mastercard®.
- Low variable rates
- Choose credit limits from $500 – $5,000
APR is accurate as of 12.8.2024
Rate fixed at:
13.99%
Trojans, this credit card’s for you. Build a strong credit history with smart purchases and on-time payments through graduation and beyond.
- Low variable rates
- No credit history or minimum credit score required for approval
APR is accurate as of 12.8.2024
Rate as low as:
12.65%
Groceries, gas, morning latte runs. Whatever your daily routine involves, you can earn points and build credit when you pay with your rewards credit card.
- Low variable rates
- No prior credit history or cosigner needed to apply
APR is accurate as of 12.8.2024
Rate as low as:
14.65%
Compare Credit Cards
Platinum Rewards Mastercard® | Platinum Mastercard® | Secured Mastercard® | Student Platinum Mastercard® | Student Rewards Mastercard® | |
---|---|---|---|---|---|
Annual Fees | None | None | None | None | None |
Foreign Transaction Fees | None | None | None | None | None |
Balance Transfer Fees Introductory Period | 3% balance transfer fee for first 6 months1,2 | 3% balance transfer fee for first 6 months1,2 | None | 3% balance transfer fee for first 6 months1,2 | 3% balance transfer fee for first 6 months1,2 |
Balance Transfer Fees After Introductory Period | None | None | None | None | None |
Annual Percentage Rates (APR)3 Introductory Period | 0% APR1 for 15 months on purchases and balance transfers made within 6 months of account opening | 0% APR1 for 15 months on purchases and balance transfers made within 6 months of account opening | 13.99% APR5 (Fixed) | 0% APR1 for 15 months on purchases and balance transfers made within 6 months of account opening | 0% APR2 for 15 months on purchases and balance transfers made within 6 months of account opening |
Annual Percentage Rates (APR) as low as Variable After Introductory Period | 14.65% APR3 | 12.65% APR4 | 13.99% APR5 (Fixed) | 12.65% APR4 | 14.65% APR3 |
Rewards | Yes | Yes |