Access & Services

Access & Services

All the convenience and security you want and need.

Convenient, secure, affordable – that’s what you expect, and that’s what you get at USC Credit Union. We’re service-focused and technology-forward. Build your financial future with Online and Mobile Banking and a network of 30,000 ATMs. We’re going places, and so are our member-owners.


  • Enjoy the convenience of Direct Deposit and Bill Pay online
  • Bank on the go with free Mobile and Online Banking
  • Access a network of 30,000 fee-free ATMs, including Citibank ATMs*
  • 5,000 shared branch locations
  • Move money in minutes with Zelle®
  • Make safe, secure wires and transfers

Online Banking

Bank better on the go.

Manage your accounts wherever you are with USC Credit Union online and mobile banking.

  • Face & Touch Login
  • Mobile Deposit
  • Account Alerts

Direct Deposit

Simply your life and your finances.

Deposit checks the fast, safe, and convenient way. 

  • Same-day access to your money on the day of deposit
  • No worry about checks getting lost, delayed or stolen

Payments & Transfers

4 ways to move your money.

Different money moves call for different transfer and payment methods. As a USC Credit Union member, you have four options to choose from, all fast and as simple as it gets.

  • Online Bill Pay
  • Zelle®**
  • Wire Services
  • Internal & External Transfers

ATMs and Branches

Easy access anywhere.

As a not-for-profit cooperative credit union, we share our profits with you, our members. We also share a nationwide network of 5,000 branch locations and a worldwide network of 30,000 ATMs.

  • Enjoy fee-free access to ATMs from LA to Orlando and beyond
  • Use your USC Credit Union ATM/Debit card anywhere Mastercard® is accepted1

Virtual Wallets

Wave it and pay, safely and securely.

Add your USC Credit Union debit or credit cards to your favorite virtual wallet.  

  • Pay with one wave of your smartphone, tablet or smartwatch?
  • Enhanced card security with every transaction
  • Accepted world-wide

Requests, Forms & Applications

Let’s get it done.

Need help? Whatever it is, just ask and we’ll take care of it.

  • Add family members to your accounts
  • Dispute a charge you don’t recognize
  • Add new products and services   

Great customer service and access to multiple ATMs at common locations.


  • Auto Loans

    Why finance with us? Simple: We’re a credit union with no shareholder interests to cater to. The upshot: Bank-beating auto loan rates on cars, trucks, motorcycles, RVs, and more.

  • Checking Accounts

    Free ATMs. Free Online Banking. USC Credit Union checking accounts give you perks and plenty of choices from our no-fee basic to interest-bearing accounts.

  • Financial Education

    Get a free financial education on all things personal finance from credit scores and debt consolidation to saving and student loans.

Let’s get personal.

Need help with account access or other services? We’re here to help.

*Citibank free ATM transactions or inquiries apply only to ATMs at Citibank branch locations.

**Please refer to online banking for the full terms and conditions. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

1Two free non-shared network ATM transactions per month with Student Checking, five free with Gold Checking, unlimited with Trojan Checking. When you use an ATM not displaying the USCCU or Co-Op ATM symbols, the ATM owner may charge additional fees. View our Schedule of Fees for details on ATM fees.

2You can use Apple Pay on eligible iPhones, iPads, Apple Watches, and Macs (Safari browser only) using the latest operating systems. For a list of compatible devices and required operating systems, go to

3You can use Google Pay with your NFC-enabled device running Android OS 4.4 (KitKat) or higher. When using Google Pay, your full card number is not stored on your mobile device. Please note: When attempting to add your USC Credit Union card to Google Pay, your card may be added to your Google Payments account to be used on other Google properties. This could occur even if the process of adding your card to Google Pay is not successful. Questions regarding this, go to the Google Support page for support.

4Only compatible with select cards, carriers and Samsung devices; see the Samsung Pay Support page for compatibility information and merchant terminal limitations.