Access & Services
Access & Services
All the convenience and security you want and need.
Convenient, secure, affordable – that’s what you expect, and that’s what you get at USC Credit Union. We’re service-focused and technology-forward. Build your financial future with Online and Mobile Banking and a network of 30,000 ATMs. We’re going places, and so are our member-owners.
- Enjoy the convenience of Direct Deposit and Bill Pay online
- Bank on the go with free Mobile and Online Banking
- Access a network of 30,000 fee-free ATMs, including Citibank ATMs*
- 5,000 shared branch locations
- Move money in minutes with Zelle®
- Make safe, secure wires and transfers
Manage your accounts wherever you are with USC Credit Union online and mobile banking.
- Face & Touch Login
- Mobile Deposit
- Account Alerts
Deposit checks the fast, safe, and convenient way.
- Same-day access to your money on the day of deposit
- No worry about checks getting lost, delayed or stolen
Different money moves call for different transfer and payment methods. As a USC Credit Union member, you have four options to choose from, all fast and as simple as it gets.
- Online Bill Pay
- Wire Services
- Internal & External Transfers
As a not-for-profit cooperative credit union, we share our profits with you, our members. We also share a nationwide network of 5,000 branch locations and a worldwide network of 30,000 ATMs.
- Enjoy fee-free access to ATMs from LA to Orlando and beyond
- Use your USC Credit Union ATM/Debit card anywhere Mastercard® is accepted1
Add your USC Credit Union debit or credit cards to your favorite virtual wallet.
- Pay with one wave of your smartphone, tablet or smartwatch?
- Enhanced card security with every transaction
- Accepted world-wide
Need help? Whatever it is, just ask and we’ll take care of it.
- Add family members to your accounts
- Dispute a charge you don’t recognize
- Add new products and services
Great customer service and access to multiple ATMs at common locations.
Why finance with us? Simple: We’re a credit union with no shareholder interests to cater to. The upshot: Bank-beating auto loan rates on cars, trucks, motorcycles, RVs, and more.
Free ATMs. Free Online Banking. USC Credit Union checking accounts give you perks and plenty of choices from our no-fee basic to interest-bearing accounts.
Get a free financial education on all things personal finance from credit scores and debt consolidation to saving and student loans.
Don’t Sweat the Scams this Summer
Amidst all the sunshine and fun summer brings, scammers will try to rain on our parade. Stay ahead and shield your accounts with these 5 common summer scams to look out for!
The Top 4 Best Ways to Pay for College – How to Fill the Funding Gap
Let’s face it – no one is accepted to college and thinks, “I can’t wait to pay my tuition bill!” College is a big investment, which is why it’s important to know your options, plan ahead, and choose wisely when paying for it. Remember: filling out the Free Application for Federal Student Aid (FAFSA) is the first step to securing any financial aid! Follow the “free, cheap, gap” method to responsibly pay for college, and set yourself for a strong financial future down the road.
Home Loan Advice
How much down payment is normally required to buy a home?For many people, buying a home is one of the most significant financial decisions they will make in their lifetime. One of the key considerations in this process is the down payment, which is the amount of cash that a buyer pays upfront toward the purchase price. While the amount of the down payment required can vary depending on several factors, it is an essential component of the home-buying process.
Why Do Credit Unions Have Better Rates?
There’s a reason more than 130 million people belong to a credit union. Individuals choose credit unions over traditional banks for higher dividend rates, minimal account fees, and lower interest rates on loan products. But how can a small army of 5,000+ federally insured credit unions offer these benefits and a host of other financial benefits to everyday consumers?
Understanding Financial Aid Award Letters
You’ve received your college acceptance letters – congratulations! If you’ve been accepted to multiple schools, one of the biggest determining factors for your final choice may be the out of pocket cost for each option. Along with your acceptance letters, you should receive an award letter outlining the financial aid for which you are eligible at each college. Here are some important definitions you should know.
What is the difference between a credit union and a bank?
When it comes to managing your finances, you have several options available to you, including banks and credit unions. While both offer similar financial products and services, there are some key differences between the two that can affect your decision about which one to choose.
5 Pinch-Proof Tips to Prevent Scams & Fraud
Don't let scams and fraud catch you off guard this St. Patrick's Day. Protect your identity and money with these 5 pinch-proof tips!
Free Auto Buying eBook
This eBook will give you everything you need to know before buying a car. Learn how to be a savvy car shopper so you don’t get taken for a ride. We’ll arm you with knowledge of financing, interest rates, terms, and more. Be prepared, so you can drive off the lot with confidence.
Home Loan Advice
‘Pre-qualified’ and ‘pre-approved’ for a loan – what’s the difference?
As a home buyer, knowing the difference between being pre-qualified and pre-approved is an important step in the mortgage process. Making your decision on which one to choose starts with understanding the definition of each of those terms.
Protecting What You Value
If the unexpected happens, you don’t want to be compounded by financial worry. With Debt Protection, you may cancel your loan balance or payments in the event of involuntary unemployment, disability, or death.
Let’s get personal.
Need help with account access or other services? We’re here to help.
*Citibank free ATM transactions or inquiries apply only to ATMs at Citibank branch locations.
**Please refer to online banking for the full terms and conditions. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
1Two free non-shared network ATM transactions per month with Student Checking, five free with Gold Checking, unlimited with Trojan Checking. When you use an ATM not displaying the USCCU or Co-Op ATM symbols, the ATM owner may charge additional fees. View our Schedule of Fees for details on ATM fees.
2You can use Apple Pay on eligible iPhones, iPads, Apple Watches, and Macs (Safari browser only) using the latest operating systems. For a list of compatible devices and required operating systems, go to www.apple.com/apple-pay.
3You can use Google Pay with your NFC-enabled device running Android OS 4.4 (KitKat) or higher. When using Google Pay, your full card number is not stored on your mobile device. Please note: When attempting to add your USC Credit Union card to Google Pay, your card may be added to your Google Payments account to be used on other Google properties. This could occur even if the process of adding your card to Google Pay is not successful. Questions regarding this, go to the Google Support page for support.
4Only compatible with select cards, carriers and Samsung devices; see the Samsung Pay Support page for compatibility information and merchant terminal limitations.