Access & Services
Access & Services
All the convenience and security you want and need.
Convenient, secure, affordable – that’s what you expect, and that’s what you get at USC Credit Union. We’re service-focused and technology-forward. Build your financial future with Online and Mobile Banking and a network of 30,000 ATMs. We’re going places, and so are our member-owners.
- Enjoy the convenience of Direct Deposit and Bill Pay online
- Bank on the go with free Mobile and Online Banking
- Access a network of 30,000 fee-free ATMs, including Citibank ATMs*
- 5,000 shared branch locations
- Move money in minutes with Zelle®
- Make safe, secure wires and transfers
Manage your accounts wherever you are with USC Credit Union online and mobile banking.
- Face & Touch Login
- Mobile Deposit
- Account Alerts
Deposit checks the fast, safe, and convenient way.
- Same-day access to your money on the day of deposit
- No worry about checks getting lost, delayed or stolen
Different money moves call for different transfer and payment methods. As a USC Credit Union member, you have four options to choose from, all fast and as simple as it gets.
- Online Bill Pay
- Wire Services
- Internal & External Transfers
As a not-for-profit cooperative credit union, we share our profits with you, our members. We also share a nationwide network of 5,000 branch locations and a worldwide network of 30,000 ATMs.
- Enjoy fee-free access to ATMs from LA to Orlando and beyond
- Use your USC Credit Union ATM/Debit card anywhere Mastercard® is accepted1
Add your USC Credit Union debit or credit cards to your favorite virtual wallet.
- Pay with one wave of your smartphone, tablet or smartwatch?
- Enhanced card security with every transaction
- Accepted world-wide
Need help? Whatever it is, just ask and we’ll take care of it.
- Add family members to your accounts
- Dispute a charge you don’t recognize
- Add new products and services
Great customer service and access to multiple ATMs at common locations.
Why finance with us? Simple: We’re a credit union with no shareholder interests to cater to. The upshot: Bank-beating auto loan rates on cars, trucks, motorcycles, RVs, and more.
Free ATMs. Free Online Banking. USC Credit Union checking accounts give you perks and plenty of choices from our no-fee basic to interest-bearing accounts.
Get a free financial education on all things personal finance from credit scores and debt consolidation to saving and student loans.
The Rise of Card Skimming and How to Fight It
Skimming is a persistent and evolving threat, but by being aware and taking preventative measures, we can fight against compromised cards and protect our financial well-being. Read this guide for tips and signs to watch out for.
Repaying Student Loans: Budget Your Way to Freedom
Managing student loan debt can sometimes feel like an uphill battle. But the truth is, a smart budget, personalized to your income and other expenses, can be your greatest asset in paying off your student loans while maintaining your quality of life. In this guide, we walk you through the steps to create your own budget that works for you and your goals.
Recognizing Text Scams
Does this sound familiar? “Did you attempt a payment for $3,000? Reply YES or NO.” If so, you're not alone. Financial institution impersonations are the most common text scams and usually include bogus fraud warnings and transfer alerts. Follow these tips to help you identify potential scams and keep your personal information safe and secure.
How to Pick a Good Student Loan Co-Borrower
When delving into the world of private student loans, you may discover that many lenders mention a “co-borrower.” A co-borrower is someone who applies for the loan with you and is equally responsible for ensuring it is repaid. A private student loan will be held in your name as the primary borrower, but the co-borrower’s name and credit will be tied to the loan as well.
The Housing Authority of the City of Los Angeles and USC Credit Union Connect Nickerson Gardens Residents with Financial Literacy Education
The Housing Authority of the City of Los Angeles (HACLA), in collaboration with USC Credit Union, successfully concluded a transformative financial literacy initiative for residents of Nickerson Gardens.
USC Credit Union Board Member Michael Broughton Selected for The Obama Foundation Leaders USA program
On August 1, 2023, the Obama Foundation unveiled Altro Founder/CEO and USC Credit Union board member Michael Broughton's selection to the inaugural Obama Leaders USA 2023 program.
Student Loan Forgiveness Was Blocked by the Supreme Court. What’s Next?
On June 30, the Supreme Court struck down Biden's one-time student loan debt forgiveness plan, which was set to forgive up to $20,000 for 26 million borrowers. So, what's next? Read this blog post to review the latest updates.
Federal Student Loan Payments Resume Soon – What You Need to Know
Most federal student loan payments and interest have been suspended since March 2020. After numerous extensions, student loan interest will resume on September 1, 2023, and payments will resume starting in October.
Don’t Sweat the Scams this Summer
Amidst all the sunshine and fun summer brings, scammers will try to rain on our parade. Stay ahead and shield your accounts with these 5 common summer scams to look out for!
The Top 4 Best Ways to Pay for College – How to Fill the Funding Gap
Let’s face it – no one is accepted to college and thinks, “I can’t wait to pay my tuition bill!” College is a big investment, which is why it’s important to know your options, plan ahead, and choose wisely when paying for it. Remember: filling out the Free Application for Federal Student Aid (FAFSA) is the first step to securing any financial aid! Follow the “free, cheap, gap” method to responsibly pay for college, and set yourself for a strong financial future down the road.
*Citibank free ATM transactions or inquiries apply only to ATMs at Citibank branch locations.
**Please refer to online banking for the full terms and conditions. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
1Two free non-shared network ATM transactions per month with Student Checking, five free with Gold Checking, unlimited with Trojan Checking. When you use an ATM not displaying the USCCU or Co-Op ATM symbols, the ATM owner may charge additional fees. View our Schedule of Fees for details on ATM fees.
2You can use Apple Pay on eligible iPhones, iPads, Apple Watches, and Macs (Safari browser only) using the latest operating systems. For a list of compatible devices and required operating systems, go to www.apple.com/apple-pay.
3You can use Google Pay with your NFC-enabled device running Android OS 4.4 (KitKat) or higher. When using Google Pay, your full card number is not stored on your mobile device. Please note: When attempting to add your USC Credit Union card to Google Pay, your card may be added to your Google Payments account to be used on other Google properties. This could occur even if the process of adding your card to Google Pay is not successful. Questions regarding this, go to the Google Support page for support.
4Only compatible with select cards, carriers and Samsung devices; see the Samsung Pay Support page for compatibility information and merchant terminal limitations.