Clean Energy Loans

Clean Energy Loans

Bring clean energy into your everyday life.

Reduce your carbon footprint, save on energy bills, and claim tax incentives* – all while helping the planet! The switch to sustainability has never been easier with our affordable clean energy loans, designed to help you go green without sacrificing financial stability. Plus, with each funded clean-energy loan, USC Credit Union and the Arbor Day Foundation® will plant up to 5,000 trees in the Los Padres National Forest, making our world even greener.

Benefits:

  • Take advantage of clean energy tax credits and rebates*
  • Save green with an affordable loan for your next clean energy purchase
  • Easy application process and personal assistance
  • Flexible repayment terms and loan amounts
  • Protect your payments with optional Peace of Mind Protection

Solar Loans

Gain energy Independence

Power your home with the sun’s energy, an affordable solar loan is within reach.

  • Get fixed payments and flexible terms
  • Save on your monthly energy bill
  • Increase your property value

APR is accurate as of 4.18.2024

Rates as low as:

6.49% Fixed

Clean-Energy Auto Loans

Drive into your next eco-friendly adventure with an electric or plug-in hybrid vehicle.

Lead the way to a cleaner tomorrow by driving a vehicle that increases fuel efficiency, reduces harmful emissions, and reduces fuel costs.

  • Competitive auto loan rates
  • Affordable monthly payments
  • Additional discount of 0.25%* on qualifying clean-energy vehicles

APR is accurate as of 4.18.2024

Rates as low as:

5.74% Fixed

Green Home Improvement Loans

Reduce your energy consumption at home while increasing your savings

Replace your tired, high-energy usage home appliances or your old heating and air system with energy-efficient models. We offer personal loans at competitive interest rates to get you started.

  • Borrow from $300 to $25,000
  • Great for a variety of green home improvement projects
  • No collateral required

APR is accurate as of 4.18.2024

Rates as low as:

10.74% Fixed

Electric Bicycle Loans

Give eco-friendliness a go with an e-bike.

E-bikes are great for exercise, budget-friendly, and loads of fun! Plus, they’re a fantastic way to do your part in reducing your carbon footprint while getting around town.

  • Borrow from $1,000 to $15,000
  • Affordable Loans
  • Flexible terms from 12 months to 6 years

APR is accurate as of 4.18.2024

Rates as low as:

9.74% Fixed

*USC Credit Union and its Representatives do not provide tax or legal advice. For such advice, please consult with a qualified professional. Refer to IRS Credits for New Clean Vehicles Purchase in 2023 or After and IRS Used Clean Vehicle Credit to view clean-energy requirements and terms on tax credit and rebate offerings. Refer to the Office of Energy Efficiency & Renewable Energy Homeowner’s Guide to the Federal Tax Credit for Solar Photovoltaics to view clean-energy requirements and terms on tax credit and rebate offerings. Refer to IRS Energy Efficient Home Improvement Credit to view clean-energy requirements and terms on tax credit and rebate offerings. 

Join the Clean-Energy Movement.

Save green with an affordable green loan from USC Credit Union.

Low interest rates on loans and credit cards compared to standard banks (i.e., Chase, Bank of America, Wells Fargo).

-Sean Paul

  • Home Equity

    Cash in on the equity you’ve built up. Choose from two affordable options: a home equity line of credit (HELOC) or a fixed-rate home equity loan.

  • Home Refinancing

    Don’t just live in your home – thrive in it. Give your mortgage a second chance and save money by refinancing for a lower rate and more favorable terms.

  • Mobile Banking

    Manage your finances wherever, whenever. Use our Mobile Banking app to check balances, pay bills, transfer money and deposit checks.