Be an owner, not a number.

When you join USC Credit Union, you choose a different way to bank. You choose a not-for-profit financial cooperative owned by members, not stakeholders. Bank with us, and you own a piece of the profits – profits that go back to you in the form of no-fee services, lower loan rates and more “yes” answers.

Members drive our business decisions.

As a member, you drive our business decisions, not the bottom line. Ready to bank like a member-owner, not a number? Anyone affiliated with USC or who lives, works or goes to school in the Los Angeles or Orange Counties can join.

Take advantage of the benefits of USC Credit Union membership.

By the numbers

From our humble beginnings in 1973, USC Credit Union has grown into a modern financial institution, with 80,000 members and counting. Our assets exceed 785 million dollars and, as a cooperative with a non-profit model, we put them at the service of our members. Do you want a trustworthy financial partner? Talk to us today.


of profits go back to members as fee-free services, lower loan rates and more “yes” answers


Average annual savings for member households versus California banks


80,000 Member-Owners

Join Zulema, Nathan, Rahul, and thousands more members we know by name.



Free co-op ATMs & credit union service center branches nationwide



million in assets

We’re here to help you thrive.

Since 1973, we’ve helped our members and communities grow and prosper. Let’s see what we can do together. Not a member yet? What are you waiting for?