The USC Credit Union puts your financial success in your hands.
It’s your future. Own it.

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  • Be an owner, not a number.

    Be an owner, not a number.

    At USC Credit Union, we celebrate breaking outside of the mold and being different. Why? Because we are a different way to bank and proud of it. We are a not-for-profit financial cooperative. But what does that mean?

    Instead of being owned by shareholders, we’re owned by the people who have accounts with us, called member-owners. That means when you bank with us, you own a piece of the pie. Profit are returned to you in the form of fewer fees, lower loan rates, and continuous upgrades to our convenient banking services.

    Plus, the bottom line doesn’t drive our business decisions, serving you does. That is why our member households save on average more than $1,965 annually compared to a typical California bank when they use multiple low-cost USCCU products and services.

    Ready to meet your financial partner for life? Current USC employees, faculty, staff, students, and alumni members, along with anyone who lives, works, or attends school in the City of Los Angeles or Orange County, can join USC Credit Union, including your immediate family and household. Do not be simple number at bank, become a USC Credit Union member-owner today!

  • Better Rates. No or Low Fees

    Better Rates. No or Low Fees

    Because we’re member-owned, we don’t have shareholders, so we pass along our profits to you through better rates, low or no fees and more frequent “yes” answers.

    • Auto Loans

      as low as 1.99% APR
    • Personal Line of Credit

      as low as 7.90% APR
    • Home Equity Line of Credit

      as low as 3.00% APR
    • Certificates

      as high as 0.95% APY
    • Share Secured Loans

      as low as 3.40% APR
  • Personal Attention

    Personal Attention

    We’re the only financial institution dedicated to serving the USC family. We pride ourselves on getting to know our members and giving them the personal attention they deserve. We’re looking forward to meeting you!

  • 30,000 ATMs & Branches Nationwide

    30,000 ATMs & Branches Nationwide

    We’re everywhere you need us to be. We’re proud to provide more than 30,000 free CO-OP ATMs nationwide, and approximately 6,800 CU Service Center branches nationwide where you can walk into a participating credit union and conduct transactions just like when you’re on campus.

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  • Comprehensive Services

    Comprehensive Services

    We offer a complete selection of products and services for every stage of your life. From personal and student loans to credit cards, mortgages, insurance and retirement savings, you can count on your Trojan financial family to be with you every step of the way.

  • Not for Profit, No Stockholders

    Not for Profit, No Stockholders

    Because we’re member-owned, we don’t have shareholders, so we pass along our profits to you through better rates, low or no fees and more frequent “yes” answers.

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