Business Checking
All-in-one checking that moves your business forward.
Run your business with a straightforward checking account that’s designed to handle your day-to-day expenses, income, and payroll. USC Credit Union Business Checking covers all the essentials you need to focus on your ambitious goals. Streamline your cash flow and enjoy:
- 24/7 deposits and withdrawals for your business needs
- Easy access via ATM, Online Banking, Mobile Banking, or phone
- 100 free transactions per month
- Deposit checks anytime, anywhere with remote deposit capture
- No monthly service charge1 with minimum balance requirement
- Flexible ways to pay with debit card, Bill Pay, and Virtual Wallet
Current Business Members: Log in to your member portal, call us, or visit a branch to open your new account.
New Business Members: Apply for business membership to get started.
Personal membership with USC Credit Union does not automatically qualify for a business membership. A separate application is required for business membership. View eligibility requirements.
Let’s Reach Your Business Goals!
Give us a call at (877) 670-5860, schedule an appointment, or fill out the form below, and we’ll connect you with our business banking team!
Simplify your cash flow with a trusted, local partner.
Focus on your goals with Business Checking. Open your account in just minutes online or visit any branch to get started.
The checking account doesn’t have all those hidden fees that the big banks do.
-John
Financial Education
Get a free financial education on all things personal finance from credit scores and debt consolidation to saving and student loans.
A Trusted Neighbor
Our mission is to provide affordable products and services, financial guidance, and the resources to support our neighboring communities' economic well-being.
Educational Resources
Investments
High-Yield Business Savings Accounts: Consider a Credit Union!
Are you looking to make your business’s savings work harder? High-yield savings accounts (HYSA) and high-yield money market accounts (MMA) can help grow your business savings at a competitive interest rate. It’s just one way to beat inflation while growing your funds for the future.
Credit Unions
Business Accounts at Credit Unions vs. Banks
Choosing the right financial partner for your business isn’t always easy. Many traditional banks come with high fees, rigid rules, and one-size-fits-all services that might not fit your business needs. Business credit unions, like USC Credit Union, shine by offering competitive business bank accounts that often have better terms and more flexibility than traditional banks!
Student Loans
Celebrating the Holidays with Student Debt
The holidays are a time of joy and giving, but for many of us managing student loan repayments, it can also be a season of financial stress. But with a bit of planning, creativity, and focus on what truly matters to you this season, it’s possible to find holiday cheer without breaking the bank.
Identity Theft
The Rise of Card Skimming and How to Fight It
Skimming is a persistent and evolving threat, but by being aware and taking preventative measures, we can fight against compromised cards and protect our financial well-being. Read this guide for tips and signs to watch out for.
Fraud Awareness
Recognizing Text Scams
Does this sound familiar? “Did you attempt a payment for $3,000? Reply YES or NO.” If so, you're not alone. Financial institution impersonations are the most common text scams and usually include bogus fraud warnings and transfer alerts. Follow these tips to help you identify potential scams and keep your personal information safe and secure.
Identity Theft
Don’t Sweat the Scams this Summer
Amidst all the sunshine and fun summer brings, scammers will try to rain on our parade. Stay ahead and shield your accounts with these 5 common summer scams to look out for!
Credit Unions
Why Do Credit Unions Have Better Rates?
There’s a reason more than 130 million people belong to a credit union. Individuals choose credit unions over traditional banks for higher dividend rates, minimal account fees, and lower interest rates on loan products. But how can a small army of 5,000+ federally insured credit unions offer these benefits and a host of other financial benefits to everyday consumers?
Students
Understanding Financial Aid Award Letters
You’ve received your college acceptance letters – congratulations! If you’ve been accepted to multiple schools, one of the biggest determining factors for your final choice may be the out of pocket cost for each option. Along with your acceptance letters, you should receive an award letter outlining the financial aid for which you are eligible at each college. Here are some important definitions you should know.
Students
What is the difference between a credit union and a bank?
When it comes to managing your finances, you have several options available to you, including banks and credit unions. While both offer similar financial products and services, there are some key differences between the two that can affect your decision about which one to choose.
Fraud Awareness
5 Pinch-Proof Tips to Prevent Scams & Fraud
Don't let scams and fraud catch you off guard this St. Patrick's Day. Protect your identity and money with these 5 pinch-proof tips!
1Must maintain a $2,500 minimum daily balance or $5,000 average daily balance to avoid the $10 monthly fee. See the Schedule of Fees for more details.